The Revenue Loan Agreement is particularly suited for growing businesses seeking alternative financing options under German law. This document is typically used when traditional fixed-payment loans may not align with a company's variable revenue streams, especially in sectors with recurring revenue models or seasonal fluctuations. The agreement details the mechanics of revenue-based financing, including the loan amount, revenue share percentage, calculation methods, payment terms, and reporting obligations. It ensures compliance with German banking regulations (KWG) and civil law requirements (BGB), while providing flexibility in repayment terms that scale with the business's performance. This type of agreement is increasingly popular among technology companies, digital businesses, and scale-ups operating in Germany or choosing German law as their governing law.

1. Parties: Identification of the lender and borrower, including full legal names, registration details, and addresses

2. Background: Context of the agreement, including the borrower's business and purpose of the revenue loan

3. Definitions: Key terms used throughout the agreement, including 'Revenue', 'Payment Period', 'Loan Amount', 'Revenue Share Percentage'

4. Loan and Purpose: Details of the loan amount, disbursement conditions, and permitted use of funds

5. Revenue Share Calculation: Method for calculating the revenue share payments, including definition of qualifying revenue

6. Payment Terms: Payment mechanics, frequency, calculation periods, and payment procedures

7. Representations and Warranties: Standard and specific declarations by the borrower about their business and financial condition

8. Information Covenants: Borrower's obligations to provide financial and operational information

9. General Undertakings: Borrower's ongoing obligations regarding business operations and revenue generation

10. Events of Default: Circumstances that constitute default and consequences thereof

11. Acceleration: Lender's rights to demand immediate repayment under specified circumstances

12. Boilerplate Provisions: Standard legal provisions including notices, amendments, assignment, governing law