1. Guarantor Provisions: Required when a third party guarantees the loan

2. Insurance Requirements: Detailed insurance requirements when specific coverage is mandatory

3. Multiple Borrowers: Additional provisions for joint borrowers

4. Cross-Collateralization: When multiple assets secure the loan

5. Electronic Communications: Provisions for digital notices and communications when agreed

6. Early Termination Rights: Specific conditions for early loan termination

7. Assignment and Transfer: Rights to assign or transfer the loan, if permitted

1. Schedule 1 - Vehicle Details: Detailed description of the vehicle including make, model, year, VIN, registration number

2. Schedule 2 - Payment Schedule: Detailed amortization schedule with payment dates and amounts

3. Schedule 3 - Interest Calculation: Detailed method of interest calculation and examples

4. Schedule 4 - Insurance Requirements: Specific insurance requirements and minimum coverage

5. Appendix A - Vehicle Valuation Report: Independent valuation of the vehicle serving as collateral

6. Appendix B - Vehicle Inspection Report: Condition report of the vehicle at time of loan

7. Appendix C - Required Notices: Mandatory consumer credit notices under Swiss law