The Confirmation of Deposit Letter is a crucial banking document used in Swiss banking operations to formally document and confirm deposit arrangements between banks and their clients. This document is typically issued when a client makes a significant deposit or opens a new deposit account, whether it's a fixed-term deposit, savings account, or other deposit product. The letter serves multiple purposes: it provides legal confirmation of the deposit, outlines the agreed terms and conditions, specifies interest rates and maturity dates, and includes necessary regulatory disclosures required under Swiss banking law. As Switzerland is a major international banking center with strict regulatory requirements, the Confirmation of Deposit Letter must comply with various regulations including the Swiss Federal Banking Act, FINMA guidelines, and anti-money laundering provisions. The document is particularly important for audit trails, regulatory compliance, and protecting both the bank's and depositor's interests.

1. Letterhead and Date: Bank's official letterhead, including full legal name, address, and regulatory registration numbers

2. Customer Details: Full name and address of the account holder/depositor

3. Account Information: Specific account details including account number and type

4. Deposit Confirmation: Clear statement of the deposit amount, currency, and date of deposit

5. Interest Terms: Interest rate, calculation method, and payment frequency

6. Term and Maturity: Duration of the deposit and maturity date

7. Bank Representative Signature: Authorized signature block with name and title of bank representative