1. Insurance Requirements: Detailed insurance obligations - included when the lender has specific insurance requirements beyond standard construction insurance

2. Cost Overrun Provisions: Procedures for handling construction cost overruns - included for larger or complex construction projects

3. Environmental Compliance: Environmental requirements and certifications - included for projects with significant environmental impact

4. Additional Security Arrangements: Provisions for additional guarantees or security - included when standard security is deemed insufficient

5. Contractor Requirements: Specific requirements for contractors - included when the lender wants control over contractor selection and management

6. Pre-sale Requirements: Minimum pre-sale conditions - included for commercial development projects

7. Interest Rate Hedging: Requirements for interest rate hedging - included for larger loans or when required by bank policy

1. Schedule 1 - Property Details: Detailed description of the property including land register details and construction plans

2. Schedule 2 - Construction Budget: Detailed breakdown of construction costs and timeline

3. Schedule 3 - Disbursement Schedule: Detailed schedule of loan disbursements linked to construction milestones

4. Schedule 4 - Required Insurance: List of required insurance policies and minimum coverage amounts

5. Schedule 5 - Form of Drawdown Request: Template for requesting loan disbursements

6. Schedule 6 - Form of Progress Certificate: Template for certifying construction progress

7. Appendix A - Construction Permits: Copies of all relevant construction permits and approvals

8. Appendix B - Construction Timeline: Detailed construction schedule with milestones

9. Appendix C - Security Documents: Forms of mortgage and other security documents