Your data doesn't train Genie's AI
You keep IP ownership of your information
1. Parties: Identification of the building society (Bausparkasse) and the customer (Bausparer), including all required details per GwG requirements
2. Background: Context of the building savings contract, including the purpose of the savings and subsequent loan
3. Definitions: Key terms used in the contract, including technical terms specific to building savings contracts
4. Building Savings Amount: Total contract sum (Bausparsumme) and classification of the chosen tariff
5. Savings Phase Terms: Terms governing the savings phase, including minimum savings amount, interest rates on savings, and bonus arrangements
6. Allocation Terms: Conditions for allocation (Zuteilung) of the building savings contract, including minimum savings requirement and evaluation number
7. Loan Phase Terms: Terms governing the loan phase, including interest rates, repayment terms, and annual percentage rate of charge
8. Security Arrangements: Requirements for collateral and property security
9. Fees and Charges: Detailed breakdown of all fees, charges, and costs
10. Term and Termination: Contract duration, termination rights, and notice periods
11. Data Protection: GDPR-compliant provisions on data processing and privacy
12. Governing Law and Jurisdiction: Confirmation of German law application and jurisdiction
1. Government Subsidies: Details of any applicable government support programs (e.g., Wohnungsbauprämie), used when the customer is eligible
2. Special Bonus Arrangements: Any special bonus or premium arrangements offered by the building society, included when applicable to the chosen tariff
3. Bridge Financing: Terms for interim financing if offered before allocation, included when bridge financing is requested
4. Insurance Requirements: Specific insurance obligations, included when the building society requires particular insurance coverage
5. Special Repayment Rights: Terms for special repayment options, included when offering flexible repayment arrangements
6. Assignment and Transfer: Terms governing the transfer of the contract to third parties, included when transfers are permitted
1. Tariff Information Sheet: Detailed breakdown of the chosen tariff including all relevant rates and calculations
2. Fee Schedule: Comprehensive list of all applicable fees and charges
3. Allocation Calculation Example: Illustrative example of the allocation calculation process
4. SEPA Direct Debit Mandate: Authorization for direct debit payments
5. Right of Withdrawal Notice: Mandatory information about the customer's right of withdrawal (Widerrufsbelehrung)
6. Annual Percentage Rate Calculation: Detailed breakdown of the effective annual interest rate calculation
7. General Terms and Conditions: Building society's general terms and conditions (Allgemeine Bausparbedingungen)
Annual Percentage Rate (Effektiver Jahreszins)
Building Savings Amount (Bausparsumme)
Building Savings Contract (Bausparvertrag)
Building Society (Bausparkasse)
Building Saver (Bausparer)
Collateral (Sicherheiten)
Credit Score (Bonitätsbewertung)
Evaluation Number (Bewertungszahl)
General Terms and Conditions (Allgemeine Bausparbedingungen)
Initial Contribution (Abschlussgebühr)
Interest Rate (Zinssatz)
Loan Phase (Darlehensphase)
Minimum Savings Amount (Mindestsparguthaben)
Monthly Savings Installment (Regelsparbeitrag)
Property (Immobilie)
Property Valuation (Immobilienbewertung)
Savings Balance (Sparguthaben)
Savings Phase (Sparphase)
Security (Sicherheit)
Special Payment (Sonderzahlung)
Tariff (Tarif)
Target Evaluation Number (Mindestbewertungszahl)
Term of the Contract (Vertragslaufzeit)
Withdrawal Period (Widerrufsfrist)
Waiting Period (Wartezeit)
Housing Premium (Wohnungsbauprämie)
Bridge Financing (Zwischenfinanzierung)
Allocation Period (Zuteilungszeitraum)
Contract Amendment (Vertragsänderung)
Savings Terms
Loan Terms
Interest Rates
Allocation Conditions
Payment Terms
Security and Collateral
Fees and Charges
Rights of Withdrawal
Contract Duration
Termination Rights
Default Provisions
Special Repayment Rights
Assignment and Transfer
Property Valuation
Insurance Requirements
Data Protection
Information Obligations
Amendment Rights
Consumer Protection
Force Majeure
Dispute Resolution
Governing Law
Severability
Notices
Regulatory Compliance
Anti-Money Laundering
Government Subsidies
Representations and Warranties
Entire Agreement
Banking & Financial Services
Real Estate
Construction
Property Development
Mortgage Services
Residential Housing
Commercial Property
Urban Development
Financial Technology
Legal
Compliance
Risk Management
Customer Service
Operations
Product Development
Property Finance
Credit Assessment
Documentation
Client Relations
Regulatory Affairs
Building Society Manager
Loan Officer
Compliance Officer
Legal Counsel
Property Finance Specialist
Customer Service Representative
Financial Advisor
Contract Manager
Risk Assessment Officer
Banking Operations Manager
Mortgage Specialist
Property Valuation Expert
Consumer Protection Officer
Product Development Manager
Find the exact document you need
Standard Loan Contract
A German law-governed loan agreement establishing core lending terms and conditions between lender and borrower, compliant with BGB requirements.
Syndicated Loan Term Sheet
A German law-governed term sheet outlining key commercial and legal terms for a syndicated loan facility, serving as the basis for final loan documentation.
Loan Agreement Director To Company
A German law-governed loan agreement documenting the terms of a loan from a director to their company, including key terms and regulatory compliance requirements.
Lender Lendee Agreement
A German law-governed agreement establishing loan terms between lender and borrower, compliant with BGB requirements.
Inter Lender Agreement
A German law-governed agreement establishing rights, priorities, and relationships between multiple lenders in a syndicated lending arrangement.
Loan Agreement Between Individuals
A German law-governed agreement establishing terms and conditions for a private loan between individuals, compliant with BGB requirements.
Standard Loan Agreement
German law-governed loan agreement establishing core terms for providing and repaying a loan facility, compliant with German banking regulations and civil code requirements.
Discounted Payoff Agreement
A German law agreement enabling settlement of debt at a discount, establishing payment terms and release provisions under German legal framework.
Litigation Financing Agreement
A German law agreement establishing terms for third-party funding of legal proceedings in exchange for a share of potential recovery.
Inter Corporate Loan Agreement
German law-governed loan agreement between corporate entities, setting out comprehensive terms for corporate lending including amount, interest, repayment, and security arrangements.
House Loan Contract
A German-law governed residential property loan agreement between a bank and borrower(s), detailing financing terms and security arrangements under German banking and consumer protection regulations.
Hand Loan Agreement
A German law-governed agreement documenting a loan between private parties, outlining loan amount, repayment terms, and parties' obligations under the BGB.
Debt Agreement Contract
A German law-governed agreement establishing terms and conditions for a lending relationship, including loan amount, interest, repayment terms, and security arrangements.
Contract For Land Purchase
A notarized contract under German law for the purchase and transfer of land ownership, requiring registration with the Land Registry (Grundbuchamt).
Loan Novation Agreement
A German law-governed agreement that transfers loan obligations from one lender to another through novation, creating a new lending relationship while maintaining or modifying the original loan terms.
Loan Facilitation Agreement
German law-governed agreement setting out terms for loan facilitation services, including regulatory compliance and service obligations.
Loan Participation Agreement
German law-governed agreement for the sale of loan participation interests between financial institutions, structured under German banking regulations.
Simple Equipment Borrowing Agreement
A German law-governed agreement establishing terms for temporary equipment loans, aligned with BGB requirements for Leihe (loan agreements).
Simple Loan Promissory Note
A German law-governed promissory note documenting a borrower's formal promise to repay a specified loan amount under defined terms.
Pari Passu Loan Agreement
A German law loan agreement establishing equal ranking rights among multiple lenders, setting out terms for lending while ensuring equal priority in payments and security.
No Loan Agreement
A German law-governed agreement documenting a creditor's commitment not to demand debt repayment for a specified period.
International Loan Agreement
German law-governed agreement establishing terms and conditions for an international loan facility, including loan amount, interest, repayment terms, and security arrangements.
Inter Corporate Deposit Agreement
A German law-governed agreement establishing terms for corporate deposits between two companies, including deposit terms, interest rates, and compliance requirements.
Fixed Sum Loan Agreement
A German law-governed agreement for a fixed sum loan, detailing terms for lending, repayment, and interest under BGB requirements.
Deed Of Loan Agreement
A German law-governed deed establishing formal loan terms between lender and borrower, requiring notarization and providing enhanced enforceability.
Securities Lending Agreement
A German law-governed agreement establishing terms for securities lending transactions, including collateral arrangements and regulatory compliance requirements.
Real Estate Mortgage Agreement
A German law-governed agreement creating a security interest over real property, requiring notarization and land registry registration.
Person To Person Loan Agreement
A German law-governed agreement establishing terms and conditions for a loan between private individuals, including loan amount, interest, and repayment terms.
Mezzanine Loan Agreement
German law-governed agreement establishing terms for a mezzanine loan facility, combining debt and equity characteristics with specific provisions under German banking and corporate laws.
Loan Surety Agreement
A German law-governed agreement where a surety guarantees the repayment of a loan or financial obligations of a debtor to a creditor, subject to BGB requirements.
Loan Commitment Agreement
A German law-governed agreement establishing the terms under which a lender commits to provide financing to a borrower, subject to specified conditions and German banking regulations.
Loan Agreement Between Spouses
A German law-governed agreement documenting a loan between married partners, including terms, conditions, and matrimonial property considerations.
Letter Of Borrowing Money From Company
A formal loan request letter compliant with German law, outlining borrowing terms and conditions from a company to the borrower.
Home Loan Agreement
A German-law governed agreement between a bank and borrower for residential property financing, detailing loan terms, security arrangements, and regulatory requirements.
Guarantors Covenant Mortgage Deed
A German law mortgage deed creating security over real property provided by a guarantor to secure third-party obligations.
Finance Agreement
German law-governed financing agreement establishing terms and conditions for financial facilities, compliant with German banking regulations and financial services requirements.
Bridge Facility Agreement
A German law-governed temporary financing arrangement that bridges the gap until permanent financing is secured.
Assumption Of Loan Agreement Form
A German law-governed agreement facilitating the transfer of loan obligations from an original borrower to an assuming party, including all associated rights and responsibilities.
Letter Of Loan Agreement Between Friends
A German-law governed letter agreement formalizing a personal loan arrangement between friends, including loan terms and repayment conditions.
Tripartite Agreement Bank Loan
A German law-governed agreement establishing a three-way lending arrangement between a bank, borrower, and third party, detailing loan terms and security arrangements.
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it


.png)
.png)