1. Prepayment Provisions: Terms allowing early payment and any associated penalties or calculations - include when prepayment rights are desired

2. Insurance Requirements: Obligations to maintain insurance on collateral - include when collateral requires insurance protection

3. Assignment Rights: Terms governing the right to assign or transfer the note - include when transferability is anticipated

4. Co-Signer Provisions: Terms applicable to co-signers - include when there are additional guarantors

5. Cross-Default Provisions: Links to defaults under other agreements - include in commercial contexts with multiple agreements

6. Tax Provisions: Allocation of tax obligations - include when tax implications are significant

7. Currency Provisions: Terms for payment in foreign currency - include when multiple currencies are involved

1. Schedule A - Collateral Description: Detailed inventory and description of all pledged assets

2. Schedule B - Payment Schedule: Detailed amortization schedule or payment terms

3. Schedule C - Insurance Requirements: Specific insurance requirements and minimum coverage amounts

4. Appendix 1 - Permitted Locations: List of locations where collateral may be kept or used

5. Appendix 2 - Form of Compliance Certificate: Template for periodic confirmation of compliance with note terms