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1. Parties: Identification of the lender and borrower entities, including their full legal names, registration numbers, and registered addresses
2. Background: Context of the internal loan, relationship between the parties, and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the principal amount and detailed purpose of the loan
5. Interest Rate: Interest rate terms, calculation method, and payment frequency
6. Repayment Terms: Schedule of repayments, including principal and interest payment dates
7. Drawdown Conditions: Conditions precedent for disbursement of the loan
8. Representations and Warranties: Standard corporate representations and specific internal relationship confirmations
9. Events of Default: Circumstances constituting default and consequences
10. Governing Law: Specification of Canadian law as governing law and jurisdiction
11. Notice Provisions: Methods and addresses for formal communications between parties
1. Security: Include when the loan is secured by specific assets or guarantees
2. Tax Provisions: Include detailed tax provisions when cross-border elements exist or specific tax treatment is required
3. Transfer Pricing Compliance: Include when loan is between entities in different jurisdictions or tax treatment is particularly sensitive
4. Subordination: Include when the loan needs to be subordinated to other debt obligations
5. Currency and Exchange Rate: Include when loan and repayments are in different currencies
6. Parent Company Guarantee: Include when parent company guarantee is required for the loan
7. Prepayment Terms: Include when early repayment options are allowed
8. Financial Covenants: Include when specific financial metrics need to be maintained by the borrower
1. Repayment Schedule: Detailed amortization schedule showing principal and interest payments
2. Drawdown Schedule: If loan is to be drawn in multiple tranches, schedule of planned drawdowns
3. Corporate Authorizations: Copies of relevant board resolutions and corporate approvals
4. Form of Drawdown Notice: Standard form for requesting loan disbursements
5. Calculation of Interest: Detailed methodology for interest calculations and examples
6. Security Details: If applicable, detailed description of any security or collateral
7. Transfer Pricing Documentation: If applicable, documentation supporting the arm's length nature of the loan terms
Applicable Law
Business Day
Default Interest Rate
Default Event
Drawdown
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Financial Year
Group
Interest Payment Date
Interest Period
Interest Rate
Lender
Lender's Account
Loan
Material Adverse Effect
Maturity Date
Outstanding Amount
Principal
Repayment Date
Repayment Schedule
Security
Subsidiary
Tax
Transfer Pricing Requirements
Related Party
Governing Law
Interest Act (Canada)
Principal Amount
Term
Canadian Dollars
Notice
Authorized Representative
Banking Day
Permitted Purpose
Holding Company
Outstanding Principal
Accrued Interest
Borrower's Account
Confidential Information
Corporate Group
Related Entity
Interest Rate
Repayment Terms
Security
Representations and Warranties
Conditions Precedent
Events of Default
Remedies
Payment Mechanics
Tax Gross-up
Transfer Pricing
Related Party Provisions
Covenants
Information Undertakings
Confidentiality
Notice Requirements
Amendment and Waiver
Assignment and Transfer
Set-off Rights
Currency Provisions
Governing Law
Dispute Resolution
Force Majeure
Severability
Entire Agreement
Subordination
Termination
Financial Covenants
Prepayment
Default Interest
Costs and Expenses
Indemnification
Corporate Authority
Recording and Registration
Anti-Money Laundering
Regulatory Compliance
Financial Services
Manufacturing
Real Estate
Technology
Mining and Resources
Retail
Healthcare
Energy
Transportation and Logistics
Construction
Agriculture
Telecommunications
Legal
Finance
Treasury
Tax
Compliance
Internal Audit
Corporate Governance
Accounting
Risk Management
Chief Financial Officer
Treasury Manager
Corporate Controller
Financial Director
Tax Director
Legal Counsel
Corporate Secretary
Finance Manager
Accounting Manager
Risk Manager
Compliance Officer
Internal Auditor
Group Financial Controller
Treasury Operations Manager
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