1. Release Conditions: Conditions under which the co-signer may be released from their obligations

2. Insurance Requirements: Specific insurance requirements if not covered in the main loan agreement

3. Death or Incapacity: Provisions dealing with death or incapacity of either the primary borrower or co-signer

4. Communication Authorization: Authorization for sharing account information with the co-signer

5. Refinancing Provisions: Terms regarding potential future refinancing of the loan

6. Dispute Resolution: Alternative dispute resolution procedures if parties wish to specify mediation or arbitration

7. Early Termination: Conditions and procedures for early loan payoff or termination of the agreement

1. Schedule A - Vehicle Details: Detailed description of the vehicle including specifications, condition, and value

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and interest calculations

3. Schedule C - Credit Application: Copy of the credit application and supporting financial information

4. Appendix 1 - Co-Signer Rights: Statement of co-signer rights under applicable provincial consumer protection laws

5. Appendix 2 - Notice Forms: Standard forms for providing required notices under the agreement