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1. Parties: Identification of lender(s) and borrower(s) with full legal names and ACN/ABN
2. Background: Context of the loan facility and purpose of the agreement
3. Definitions and Interpretation: Defined terms, interpretation rules, and construction principles
4. The Facility: Key terms of the loan facility including amount, purpose, and availability
5. Conditions Precedent: Conditions that must be satisfied before drawdown
6. Drawdown: Process and requirements for drawing down the loan
7. Interest: Interest rate, calculation methods, and payment terms
8. Repayment and Prepayment: Terms for scheduled repayments and voluntary/mandatory prepayments
9. Representations and Warranties: Borrower's representations and warranties
10. Undertakings: General, financial, and information undertakings of the borrower
11. Events of Default: Circumstances constituting default and consequences
12. Changes to Parties: Assignment and transfer provisions
13. Administration: Notice requirements, calculations, and other administrative provisions
14. Governing Law and Enforcement: Choice of law, jurisdiction, and dispute resolution
15. Execution: Execution blocks and signing requirements
1. Security Trustee Provisions: Required when there is a security trustee structure
2. Syndication Provisions: Required for syndicated facilities with multiple lenders
3. Increased Costs and Tax Gross-up: Detailed provisions for handling tax and regulatory cost changes
4. Market Disruption: Provisions dealing with interest rate benchmark disruption
5. Debt Service Reserve Account: Required when the facility includes a DSRA requirement
6. Accordion Facility: Optional provisions for facility increase rights
7. Multi-currency Provisions: Required for facilities available in multiple currencies
8. Bank Guarantee Facility: Required if the facility includes bank guarantee issuance
9. Majority Lenders Decisions: Required for syndicated facilities to govern decision-making
1. Facility Details: Detailed facility terms including limits, margins, and fees
2. Conditions Precedent Documents: List of required conditions precedent documents
3. Form of Drawdown Notice: Template for drawdown requests
4. Form of Compliance Certificate: Template for periodic compliance reporting
5. Financial Covenants: Detailed financial covenant calculations and definitions
6. Form of Transfer Certificate: Template for transferring loan participations
7. Repayment Schedule: Detailed schedule of repayment dates and amounts
8. Permitted Security Interests: List of security interests permitted under the facility
9. Form of Accession Deed: Template for new parties joining the agreement
10. Address Details for Notices: Contact details for all parties
Account Bank
Accounting Standards
Additional Lender
Affiliate
Agent
Applicable Rate
Authorisation
Availability Period
Available Commitment
Available Facility
Bank Bill Rate
Banking Day
Borrower
Break Costs
Business Day
Change of Control
Commitment
Compliance Certificate
Conditions Precedent
Confidential Information
Constitutional Documents
Contribution Notice
Control
Controller
Corporations Act
Default
Default Rate
Defaulting Lender
Disposal
Disruption Event
Drawdown Date
Drawdown Notice
Encumbrance
Environment
Environmental Law
Event of Default
Facility
Facility Agent
Facility Amount
Facility Documents
Facility Limit
Facility Office
Fee Letter
Final Maturity Date
Finance Document
Finance Party
Financial Close
Financial Indebtedness
Financial Reports
Financial Year
Governmental Agency
Group
GST
Guarantee
Guarantor
Holding Company
Increased Cost
Insolvency Event
Interest Payment Date
Interest Period
Interest Rate
Legal Opinion
Lender
Majority Lenders
Margin
Material Adverse Effect
New Lender
Obligor
Original Financial Statements
Original Lender
Permitted Security Interest
PPSA
Principal Outstanding
Quasi-Security
Quote
Reference Banks
Related Body Corporate
Relevant Market
Repayment Date
Repeating Representations
Representative
Review Event
Screen Rate
Secured Property
Security
Security Document
Security Interest
Security Provider
Security Trust
Security Trust Deed
Security Trustee
Subsidiary
Tax
Total Commitments
Transaction Document
Transfer Certificate
Trust
Trust Deed
Trustee
Unpaid Sum
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Market Disruption
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations
Amendments and Waivers
Confidentiality
Anti-Money Laundering
PPSA Provisions
Tax
Increased Costs
Indemnities
Costs and Expenses
Severability
Counterparts
Governing Law
Enforcement
Service of Process
Assignment and Transfer
Syndication
Agency Provisions
Security Trust Provisions
Banking & Financial Services
Infrastructure
Real Estate
Mining & Resources
Energy & Utilities
Manufacturing
Healthcare
Technology
Agriculture
Transportation & Logistics
Telecommunications
Retail & Consumer Goods
Legal
Finance
Treasury
Credit Risk
Compliance
Corporate Banking
Loan Operations
Risk Management
Corporate Advisory
Deal Execution
Documentation
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Relationship Manager
Credit Manager
Risk Officer
Compliance Officer
Company Secretary
Transaction Manager
Loan Officer
Financial Controller
Managing Director
Chief Executive Officer
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