1. Security: Details of any security arrangements, used when the loan is secured by specific assets

2. Guarantee: Terms of any guarantee provided, included when there are third-party guarantors

3. Interest Rate Hedging: Requirements for hedging arrangements, included for floating rate loans with hedging requirements

4. Accordion Facility: Provisions for increasing the facility amount, included when facility may be expanded

5. Multiple Currencies: Additional provisions for multiple currency drawings, used for multi-currency facilities

6. Agency and Security Trustee: Required for syndicated loans with multiple lenders

7. Intercreditor Provisions: Used when there are multiple creditors with different priorities

8. South African Reserve Bank Provisions: Special provisions required for cross-border loans requiring SARB approval

1. Schedule 1 - Definitions: Detailed definitions and technical terms

2. Schedule 2 - Conditions Precedent: Detailed list of required documents and conditions

3. Schedule 3 - Form of Drawdown Notice: Template for drawdown requests

4. Schedule 4 - Repayment Schedule: Detailed amortization schedule if applicable

5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance reporting

6. Schedule 6 - Security Documents: List and copies of security documents if applicable

7. Schedule 7 - Financial Covenants: Detailed financial covenants and calculations

8. Schedule 8 - Forms of Transfer Certificates: Templates for transferring loan participations

9. Appendix A - Fees and Costs: Detailed breakdown of all applicable fees and costs

10. Appendix B - Contact Details: Comprehensive contact information for all parties