1. Increased Costs: Provisions dealing with regulatory changes affecting the lender's costs - include if lending to regulated entities

2. Tax Gross Up and Indemnities: Provisions for tax payments and indemnities - include if cross-border elements exist

3. Market Disruption: Provisions for dealing with market disruption events - include for LIBOR/SOFR based loans

4. Multiple Lenders: Syndication provisions - include if multiple lenders are involved

5. Agency Provisions: Facility agent's role and responsibilities - include in syndicated loans

6. Currency Provisions: Foreign currency provisions - include if loan is in foreign currency

7. Islamic Finance Provisions: Sharia-compliant provisions - include if Islamic finance principles apply

1. Schedule 1 - Conditions Precedent: Detailed list of required conditions precedent documents

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if term loan

4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance certification

5. Schedule 5 - Security Documents: List and copies of security documents

6. Schedule 6 - Financial Covenants Calculations: Detailed methodology for financial covenant calculations

7. Schedule 7 - Permitted Security: List of security interests permitted under the agreement

8. Schedule 8 - Form of Transfer Certificate: Template for transferring loan participations

9. Appendix A - Existing Indebtedness: List of borrower's existing debt obligations

10. Appendix B - Corporate Structure: Diagram of borrower's corporate structure