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1. Parties: Identification of the Finance Provider and the Purchaser/Borrower with full legal names and details
2. Background: Context of the agreement including the purchase of goods and financing arrangement
3. Definitions and Interpretation: Key terms used throughout the agreement and rules for interpretation
4. Sale and Purchase: Details of the goods being sold and purchased, including description and price
5. Finance Terms: Loan amount, interest rate, payment schedule, and total amount payable
6. Security Interest: Creation of security interest over the goods and PPSA-specific provisions
7. Representations and Warranties: Statements and guarantees made by the Purchaser regarding their capacity and the goods
8. Insurance and Risk: Requirements for insurance of goods and allocation of risk
9. Default and Enforcement: Events of default and the Finance Provider's enforcement rights
10. General Provisions: Standard boilerplate clauses including notices, governing law, and dispute resolution
1. Guarantor Provisions: Required when a guarantor is providing additional security for the loan
2. Special Conditions: Used when there are specific requirements or variations to standard terms
3. Direct Debit Authority: Include when automatic payments are being established
4. Privacy and Credit Reporting: Extended privacy provisions when detailed credit checking is required
5. NCCP Declarations: Required when the agreement falls under National Consumer Credit Protection Act
6. Business Purpose Declaration: Include when confirming the goods are for business use to exclude consumer protections
1. Schedule 1 - Details of Goods: Detailed description of financed goods including serial numbers and specifications
2. Schedule 2 - Payment Schedule: Detailed breakdown of payments including dates, amounts, and interest calculations
3. Schedule 3 - Insurance Requirements: Specific insurance requirements and minimum coverage
4. Appendix A - Credit Quote: Mandatory credit quote under NCCP Act if applicable
5. Appendix B - Direct Debit Request Form: Standard form for setting up direct debit payments
6. Appendix C - PPSR Registration Details: Details of the Personal Property Securities Register registration
Amount Financed
Annual Percentage Rate
Business Day
Collateral
Commencement Date
Credit Provider
Default Event
Default Rate
Enforcement Expenses
Equipment
Final Payment Date
Finance Charge
Goods
Grantor
Guarantee
Guarantor
Insurance Policy
Interest Rate
Loss
Material Adverse Effect
Payment Date
Payment Schedule
Permitted Security Interest
PPSA
PPSR
Purchase Price
Purchaser
Related Entity
Repayment Amount
Schedule
Secured Money
Secured Property
Security Interest
Serial Number
Term
Total Amount Payable
Transaction Documents
Verification Statement
Sale and Purchase
Finance Terms
Payment Obligations
Security Interest
Registration
Title and Risk
Warranties and Representations
Insurance
Use and Maintenance
Default
Enforcement
Indemnity
Assignment
Notices
Costs and Expenses
Confidentiality
Privacy and Data Protection
Force Majeure
Dispute Resolution
Governing Law
Severability
Entire Agreement
Amendment
Further Assurance
Counterparts
Electronic Execution
Third Party Rights
Time of Essence
Waiver
Financial Services
Automotive
Manufacturing
Agriculture
Construction
Transport and Logistics
Mining
Retail
Equipment Leasing
Small Business
Legal
Finance
Compliance
Risk Management
Credit Assessment
Sales
Business Development
Operations
Collections
Documentation
Finance Manager
Credit Manager
Legal Counsel
Compliance Officer
Business Development Manager
Credit Analyst
Risk Manager
Commercial Finance Officer
Asset Finance Specialist
Contract Administrator
Collections Manager
Sales Manager
Lending Manager
Documentation Officer
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