Mortgage Loan Origination Agreement Template for Saudi Arabia

1. Third-Party Service Providers: Include when external service providers are involved in the loan origination process

2. Property Valuation: Include when the originator provides property valuation services

3. Insurance Requirements: Include when specific insurance requirements are handled by the originator

4. Special Conditions for Government Employees: Include when dealing with government employee borrowers who may have special provisions

5. Developer Financing Arrangements: Include when the property is part of a development project with special financing arrangements

6. Military Personnel Provisions: Include when dealing with military personnel who may have special benefits or requirements

7. Default and Remedies: Include detailed default provisions when required by the financial institution

8. Electronic Documentation: Include when electronic processing and documentation is offered

1. Schedule 1: Fee Schedule: Detailed breakdown of all fees, charges, and commission structures

2. Schedule 2: Required Documentation Checklist: Comprehensive list of required documents for loan application

3. Schedule 3: Service Level Agreement: Timelines and performance standards for loan processing

4. Schedule 4: Compliance Requirements: Detailed SAMA and regulatory compliance requirements

5. Schedule 5: Property Evaluation Criteria: Standards and procedures for property evaluation

6. Appendix A: Application Form: Standard loan application form template

7. Appendix B: Sharia Guidelines: Relevant Sharia principles and compliance requirements

8. Appendix C: Privacy Policy: Detailed privacy and data protection policies

9. Appendix D: Power of Attorney Template: Standard format for power of attorney when required