1. Security: Details of any collateral or security arrangements - required if the loan is secured

2. Guarantee: Terms of any guarantee provided - required if there is a guarantor

3. Tax Provisions: Detailed tax arrangements and withholding requirements - needed if complex tax implications exist

4. Currency Provisions: Currency conversion and exchange rate provisions - required for multi-currency facilities

5. Increased Costs: Provisions for dealing with regulatory changes affecting the lender's costs - needed in longer-term facilities

6. Set-off Rights: Rights to set off debts against other accounts - optional depending on lender requirements

7. Anti-corruption Provisions: Specific anti-corruption commitments - recommended for compliance with international standards

1. Schedule 1 - Conditions Precedent: Detailed list of required documents and conditions

2. Schedule 2 - Form of Drawdown Request: Template for requesting loan disbursements

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance reporting

5. Schedule 5 - Permitted Security: List of security interests permitted under the agreement

6. Appendix A - Calculation of Interest: Detailed methodology for interest calculations

7. Appendix B - Forms of Notices: Standard templates for various notices under the agreement