1. Security Provisions: Include when the credit facility is secured by collateral or guarantees

2. Insurance Requirements: Include when specific insurance coverage is required for the borrower or collateral

3. Financial Covenants: Include for business borrowers when specific financial metrics must be maintained

4. Draw Down Procedures: Include when specific procedures or conditions for accessing the credit line need to be detailed

5. Prepayment Terms: Include when early repayment is allowed with specific terms or penalties

6. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

7. Joint and Several Liability: Include when there are multiple borrowers

8. Change in Circumstances: Include when specific provisions for market disruption or change in law are needed

1. Schedule A - Draw Down Schedule: Template for recording draw downs and current balance

2. Schedule B - Interest Rate Calculations: Detailed methodology for interest calculations and examples

3. Schedule C - Repayment Schedule: Table showing minimum payment requirements and dates

4. Schedule D - Security Details: Details of any collateral or security provided (if applicable)

5. Appendix 1 - Draw Down Request Form: Standard form for requesting draws on the credit line

6. Appendix 2 - Compliance Certificate: Template for periodic certification of compliance with loan terms