1. Islamic Finance Provisions: Required when the loan needs to be Shariah-compliant, including specific terminology and structures

2. Insurance: Required when the lender mandates specific insurance coverage for the collateral

3. Additional Security: Used when additional guarantees or security interests are provided

4. Electronic Execution: Required when the agreement may be executed electronically

5. Cross-Default: Used when the loan is part of a larger financing arrangement

6. Personal Data Protection: Detailed privacy provisions when extensive personal data processing is involved

1. Schedule 1 - Collateral Description: Detailed description of the collateral including registration numbers, condition, and value

2. Schedule 2 - Repayment Schedule: Detailed breakdown of payment dates, amounts, and allocation between principal and interest

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Form of Notice: Standard forms for various notices under the agreement

5. Appendix A - Copy of Title Document: Copy of the relevant title document for the collateral

6. Appendix B - Valuation Report: Independent valuation of the collateral