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1. Individual Information: Complete details of the individual providing authorization, including full name, address, date of birth, and any government-issued ID numbers
2. Purpose of Authorization: Clear statement of the purpose for which the credit check is being conducted and how the information will be used
3. Scope of Authorization: Details of what information can be accessed, which credit bureaus can be approached, and what type of inquiries can be made
4. Duration: Validity period of the authorization
5. Consent Declaration: Explicit consent statement confirming authorization for credit check and information sharing
6. Data Privacy Notice: Statement about how the personal and financial information will be protected and handled
7. Signature Block: Space for date, signature, and witness details
1. Additional Authorized Parties: Section to list any additional parties authorized to request or receive credit information, used when multiple entities might need access
2. Specific Exclusions: Section listing any specific types of credit checks or information sharing that are explicitly not authorized, used when the individual wants to place certain restrictions
3. Previous Credit History Declaration: Optional section where the individual can voluntarily disclose known credit issues, used in specific business contexts
4. Digital Consent Confirmation: Additional section for electronic submission, including verification methods and digital signature provisions
1. Schedule A - Authorized Credit Bureaus: List of specific credit bureaus and agencies that are authorized to be approached for credit information
2. Schedule B - Required Documentation: List of supporting documents that need to be submitted along with the authorization form
3. Appendix 1 - Privacy Policy: Detailed privacy policy explaining how the personal and financial information will be handled and protected
Authorized Credit Bureau
Credit Information
Credit Report
Credit Score
CIBIL
Consent Period
Credit Information Company
Personal Information
Sensitive Personal Data
Financial Information
Credit History
Authorization
Credit Assessment
Data Privacy
Digital Signature
Electronic Consent
Inquiry
Notice Period
Permitted Purpose
RBI
Record
Report User
Verification
Data Protection
Privacy
Information Access
Duration and Validity
Scope of Authorization
Representations and Warranties
Rights and Obligations
Confidentiality
Third Party Disclosure
Termination
Governing Law
Declaration
Liability
Amendment
Notice
Digital Consent
Dispute Resolution
Banking
Financial Services
Real Estate
Insurance
Telecommunications
Retail
Employment Services
Business Services
Automotive Finance
Consumer Lending
Education (Student Loans)
Healthcare Finance
Legal
Compliance
Risk Management
Human Resources
Credit Operations
Customer Service
Documentation
Underwriting
Account Management
Financial Operations
Credit Manager
Risk Assessment Officer
HR Manager
Compliance Officer
Legal Counsel
Financial Analyst
Loan Officer
Credit Analyst
Account Manager
Underwriter
Banking Officer
Operations Manager
Customer Service Manager
Financial Services Representative
Documentation Specialist
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