The Soft Loan Agreement is a crucial instrument in development financing, particularly in the Indonesian context where it serves as a bridge between commercial lending and development assistance. This document type is typically used when providing financial support with terms more favorable than market conditions, often for projects with social impact or development objectives. The agreement must comply with Indonesian banking laws, civil code requirements, and financial services regulations while incorporating international best practices for development financing. It's commonly used by government institutions, development banks, and international financial institutions when providing assistance to various sectors of the Indonesian economy. The document includes comprehensive provisions for loan disbursement, repayment terms, monitoring requirements, and often incorporates specific development or social impact metrics.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identification of the lender and borrower with complete legal names and addresses
2. Background: Context of the soft loan, relationship between parties, and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest Rate and Calculations: Details of the concessional interest rate, calculation method, and payment periods
6. Disbursement: Conditions and procedures for loan disbursement
7. Repayment Terms: Payment schedule, method, and currency of repayment
8. Grace Period: Terms of any applicable grace period for principal or interest payments
9. Representations and Warranties: Standard declarations by both parties regarding their capacity and authority
10. Borrower Covenants: Ongoing obligations of the borrower during the loan period
11. Events of Default: Circumstances constituting default and consequences
12. Remedies: Rights and remedies available to parties in case of default
13. Governing Law: Confirmation of Indonesian law as governing law
14. Dispute Resolution: Mechanism for resolving disputes between parties
1. Security: Required if the loan is to be secured by any form of collateral
2. Guarantees: Required if there are third-party guarantors for the loan
3. Insurance: Required if specific insurance coverage is needed for loan security
4. Conditions Subsequent: Include if there are post-disbursement conditions to be met
5. Technical Assistance: Include if the soft loan includes technical support or advisory services
6. Environmental and Social Requirements: Include if the loan has environmental or social impact conditions
7. Assignment and Transfer: Include if transfer rights are to be granted to either party
8. Force Majeure: Include for longer-term loans or where specific risk events need to be addressed
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Disbursement Schedule: Timeline and conditions for staged disbursements if applicable
3. Interest Calculation Examples: Examples demonstrating interest calculation methodology
4. Form of Disbursement Request: Standard format for requesting loan disbursements
5. Project Implementation Schedule: If loan is for specific project, timeline for implementation
6. Required Documents: List of documents required for disbursement and compliance
7. Authorized Signatories: List of persons authorized to sign disbursement requests and notices
8. Reporting Requirements: Templates and formats for required periodic reporting
Find the exact document you need
Business Investment Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for a business investment loan between a financial institution and corporate borrower.
Download
Soft Loan Agreement
An Indonesian law-governed agreement for providing loans with concessional terms, including below-market interest rates and favorable repayment conditions.
Download
Personal Car Loan Contract
An Indonesian law-governed agreement establishing terms and conditions for a personal car loan, including security arrangements and regulatory compliance requirements.
Download
Loan Agreement Between Individuals
An Indonesian law-governed loan agreement template for transactions between individual lenders and borrowers, establishing terms for personal lending arrangements.
Download
Standard Loan Agreement
An Indonesian law-governed loan agreement establishing terms and conditions for lending arrangements, compliant with local banking regulations and civil code requirements.
Download
Interest Loan Agreement
An Indonesian law-governed Interest Loan Agreement establishing terms for lending with interest, compliant with local banking regulations and civil code requirements.
Download
Simple Loan Repayment Agreement
An Indonesian law-governed agreement establishing terms and conditions for loan repayment between parties.
Download
International Loan Agreement
An Indonesian law-governed international loan agreement establishing terms for cross-border lending, incorporating local regulatory requirements and international financing practices.
Download
Separation Financial Agreement
An Indonesian law-compliant agreement detailing financial arrangements and asset division between separating spouses.
Download
Master Loan Agreement
An Indonesian law-governed agreement establishing the framework for loan facilities between lender and borrower, compliant with Indonesian banking regulations and civil code requirements.
Download
Friends And Family Loan Agreement
An Indonesian law-governed agreement that formalizes and documents loan arrangements between family members or friends, setting out terms, conditions, and repayment obligations.
Download
Contract For Personal Loan
An Indonesian law-governed agreement establishing terms and conditions for a personal loan between a lender and individual borrower.
Download
Bridge Financing Agreement
An Indonesian law-governed agreement establishing terms for temporary financing to bridge immediate funding needs, compliant with local financial regulations.
Download
Loan Agreement Between Two Companies
An Indonesian law-governed agreement establishing terms and conditions for a corporate-to-corporate loan, including loan amount, interest, repayment terms, and security arrangements.
Download
Lending Loan Agreement
An Indonesian law-governed agreement establishing loan terms between lender and borrower, compliant with local banking regulations and civil code requirements.
Download
Vendor Finance Agreement
An Indonesian law-governed agreement establishing financing terms between a vendor/finance provider and customer for the purchase of goods or equipment.
Download
Bridge Loan Agreement
An Indonesian law-governed agreement establishing terms for temporary financing until permanent funding is secured, compliant with OJK and Bank Indonesia regulations.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)