Liability Insurance Waiver Template for Indonesia

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Key Requirements PROMPT example:

Liability Insurance Waiver

"I need a Liability Insurance Waiver for a major construction project in Jakarta, involving multiple subcontractors and heavy machinery operations, which needs to be effective from March 2025 and should specifically address workplace safety risks and equipment-related liabilities."

Document background

The Liability Insurance Waiver serves as a crucial risk management tool in Indonesian business operations, particularly where standard insurance coverage requires modification or specific exclusions. This document becomes necessary when certain activities or circumstances fall outside the scope of regular insurance coverage, or when parties agree to modify existing insurance obligations. The waiver must comply with Indonesian insurance law, including Law No. 40 of 2014 and OJK regulations, and requires careful drafting to ensure enforceability while protecting both insurer and insured parties' interests. It's commonly used in high-risk industries or special circumstances where standard insurance policies need adjustment, and must include specific acknowledgments and disclosures as required by Indonesian regulatory authorities.

Suggested Sections

1. Parties: Identification of the insurance company and the insured party, including complete legal names and addresses

2. Background: Context of the waiver, including reference to the main insurance policy and circumstances leading to the waiver

3. Definitions: Clear definitions of key terms used in the waiver, including specific risks, activities, or circumstances being waived

4. Scope of Waiver: Detailed description of the specific liabilities, risks, or claims being waived

5. Acknowledgment of Risk: Statement confirming the insured party's understanding and acceptance of risks involved

6. Duration: Period for which the waiver remains valid, including start and end dates if applicable

7. Governing Law: Explicit statement that Indonesian law governs the waiver

8. Representations and Warranties: Statements confirming the parties' capacity and authority to enter into the waiver

9. Execution: Signature blocks and execution requirements compliant with Indonesian law

Optional Sections

1. Special Conditions: Additional conditions specific to particular activities or circumstances being waived

2. Third Party Rights: Section addressing rights of third parties affected by the waiver, if applicable

3. Insurance Premium Adjustments: Changes to premium payments resulting from the waiver, if applicable

4. Dispute Resolution: Specific procedures for resolving disputes, including mediation or arbitration provisions

5. Severability: Provision ensuring remainder of waiver remains valid if any part is found unenforceable

6. Language Requirements: Required when document is bilingual, stating which language version prevails

Suggested Schedules

1. Schedule A - Detailed Risk Description: Comprehensive list and description of specific risks being waived

2. Schedule B - Excluded Activities: List of activities or circumstances not covered by the waiver

3. Schedule C - Related Insurance Policies: Details of associated insurance policies affected by the waiver

4. Appendix 1 - Required Documentation: List of supporting documents required for the waiver to be valid

5. Appendix 2 - Regulatory Disclosures: Mandatory disclosures required by OJK regulations

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co

Relevant legal definitions

Clauses

Relevant Industries

Construction

Manufacturing

Transportation and Logistics

Energy and Mining

Healthcare

Sports and Recreation

Maritime and Shipping

Aviation

Real Estate Development

Events and Entertainment

Professional Services

Heavy Industry

Relevant Teams

Legal

Risk Management

Compliance

Finance

Operations

Health and Safety

Facilities Management

Project Management

Insurance

Corporate Governance

Administrative

Relevant Roles

Risk Manager

Insurance Manager

Legal Counsel

Compliance Officer

Operations Director

Chief Financial Officer

Safety Officer

Project Manager

Facilities Manager

Contract Administrator

Insurance Underwriter

Claims Manager

Corporate Secretary

General Counsel

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Authors

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