Affidavit Of Loss Due To Fire for Hong Kong

Affidavit Of Loss Due To Fire Template for Hong Kong

An Affidavit of Loss Due to Fire is a formal sworn statement regulated under Hong Kong law, particularly the Oaths and Declarations Ordinance (Cap. 11) and Fire Services Ordinance (Cap. 95). This legal document details the circumstances of a fire incident, itemizes the resulting losses, and serves as an official record for insurance claims, legal proceedings, or other administrative purposes. The document must be sworn before a Commissioner for Oaths or Notary Public in Hong Kong and requires specific formatting and content to ensure its validity under local regulations.

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What is a Affidavit Of Loss Due To Fire?

An Affidavit of Loss Due to Fire is a crucial document used in Hong Kong when property or assets have been destroyed or damaged by fire. This sworn statement, governed by Hong Kong's legal framework, serves as official documentation of the incident and resulting losses. The affidavit must be properly executed before a Commissioner for Oaths or Notary Public and typically supports insurance claims, legal proceedings, or administrative processes. It includes detailed information about the incident, comprehensive lists of lost or damaged items, and any relevant supporting documentation. This type of affidavit is particularly important in Hong Kong's dense urban environment, where fire incidents can have significant implications for both residential and commercial properties. The document must comply with local legal requirements and may be required by insurance companies, financial institutions, or government authorities as proof of loss.

What sections should be included in a Affidavit Of Loss Due To Fire?

1. Title and Declaration: Formal title of the document and opening declaration statement identifying it as an affidavit

2. Deponent Information: Full name, address, and occupation of the person making the affidavit

3. Property Details: Address and description of the property where the fire occurred

4. Incident Details: Date, time, and circumstances of the fire incident

5. Discovery and Response: How and when the fire was discovered and what immediate actions were taken

6. Official Reports: Details of fire department response and any official incident reports

7. Description of Losses: General description of the property and items lost or damaged in the fire

8. Verification Statement: Statement verifying that all information provided is true and correct to the best of deponent's knowledge

9. Signature Block: Space for deponent's signature, date, and notary/commissioner details

What sections are optional to include in a Affidavit Of Loss Due To Fire?

1. Insurance Information: Details of any insurance policies covering the property and losses, used when insurance claims are involved

2. Witness Statements: Statements from witnesses who observed the fire or its immediate aftermath, included when witnesses are available

3. Prior Condition: Description of the condition of property/items before the fire, included when establishing value is important

4. Security Measures: Description of fire safety and security measures in place, included when relevant to insurance claims or investigations

5. Salvage Efforts: Description of any attempts to salvage or minimize damage, included when relevant to claims

What schedules should be included in a Affidavit Of Loss Due To Fire?

1. Schedule A - Detailed Inventory: Itemized list of all lost or damaged property with estimated values

2. Schedule B - Photographs: Pre-fire photographs (if available) and post-fire damage documentation

3. Schedule C - Official Reports: Copies of fire department reports, police reports, or other official documentation

4. Schedule D - Supporting Documents: Receipts, warranties, or other documents proving ownership and value of lost items

5. Schedule E - Insurance Documentation: Copies of relevant insurance policies and claim forms

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Hong Kong

Publisher

Genie AI

Document Type

Affidavit

Cost

Free to use
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