Law of Property Act 1925: Primary legislation governing property law in England and Wales, particularly sections relating to mortgages, their discharge, and requirements for releasing security interests in land
Land Registration Act 2002: Legislation governing the procedures for removing charges from the Land Register, requirements for electronic registration, and forms/notices required by HM Land Registry
Financial Services and Markets Act 2000: Key legislation covering regulatory requirements for mortgage lenders and consumer protection provisions in financial services
Consumer Credit Act 1974: Legislation governing regulated credit agreements, including requirements for settling credit agreements and consumer protection measures
FCA Regulations - MCOB: Mortgage Conduct of Business Rules set by the Financial Conduct Authority, including requirements for fair treatment of customers and mortgage administration
Land Registry Practice Guide 31: Specific guidance on discharges of charges, including requirements for Form DS1 and procedures for removing mortgage charges from the register
Data Protection Act 2018: Legislation governing the handling of personal data during the mortgage discharge process, ensuring compliance with privacy requirements
Electronic Discharge Requirements: HM Land Registry specific requirements and procedures for electronic discharge of mortgages in the land registration system
