1. Security: Required when the loan is secured by collateral or guarantees

2. Insurance Requirements: Included when specific insurance coverage is required for the borrower or collateral

3. Financial Covenants: Used for business loans where financial performance metrics need to be maintained

4. Prepayment Provisions: Include when early repayment is allowed, specifying any penalties or conditions

5. Tax Provisions: Required when tax implications need specific addressing, especially for cross-border loans

6. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

7. Co-borrower Provisions: Required when there are multiple borrowers

8. Subordination: Include when the loan needs to be subordinated to other debt

9. Change of Control: Relevant for corporate borrowers where ownership changes could affect the loan

10. Force Majeure: Optional clause addressing extraordinary circumstances affecting loan performance

1. Repayment Schedule: Detailed amortization table showing all payment dates and amounts

2. Form of Promissory Note: Template of the promissory note to be signed by the borrower

3. Condition Precedent Documents: List of required documents to be provided before loan disbursement

4. Security Details: Detailed description of any collateral or security arrangements

5. Form of Drawdown Notice: Template for requesting disbursement of the loan

6. Permitted Security Interests: List of pre-approved security interests that may exist or be created

7. Calculation of Interest Rate: Detailed methodology for interest calculation if complex

8. Form of Compliance Certificate: Template for periodic confirmation of compliance with loan terms