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1. Parties: Identification of the lender(s) and borrower(s), including full legal names and registration details
2. Background: Brief context of the bridge financing requirement and purpose of the loan
3. Key Terms: Essential commercial terms including loan amount, currency, purpose, and closing date
4. Interest and Fees: Interest rate, calculation method, payment dates, and all applicable fees
5. Repayment Terms: Maturity date, repayment schedule, prepayment provisions
6. Security Package: Overview of required security and guarantees
7. Conditions Precedent: Key conditions that must be satisfied before drawdown
8. Representations and Warranties: Basic representations required from the borrower
9. Covenants: Key financial and operational covenants
10. Events of Default: Main events triggering default
11. Governing Law and Jurisdiction: Confirmation of German law governance and jurisdiction
1. Syndication Provisions: Include when the bridge loan may be syndicated to other lenders
2. Conversion Rights: Include if the bridge loan has rights to convert to equity or other securities
3. Intercreditor Provisions: Include when there are multiple creditors or existing debt
4. Tax Considerations: Include when there are specific tax implications requiring attention
5. Registration Requirements: Include when security interests require specific registration under German law
6. Currency Protection: Include for multi-currency facilities or where exchange rate protection is required
1. Term Sheet Summary: One-page summary of key commercial terms
2. Fee Schedule: Detailed breakdown of all applicable fees
3. Security Package Overview: Detailed list of required security documents and guarantees
4. Corporate Structure Chart: Overview of borrower group structure
5. Conditions Precedent Checklist: Detailed list of required conditions precedent documents
6. Form of Drawdown Request: Template for drawdown requests
Business Day
Closing Date
Commitment
Default
Event of Default
Facility
Finance Documents
Financial Indebtedness
Interest Payment Date
Interest Period
EURIBOR
Margin
Material Adverse Effect
Maturity Date
Permitted Security
Repayment Date
Security Documents
Security Interest
Syndication
Total Commitments
Utilization
Utilization Date
Mandatory Prepayment Event
Permitted Financial Indebtedness
Change of Control
Group
Subsidiary
Financial Statements
Relevant Jurisdiction
Purpose
Availability
Interest
Fees
Repayment
Prepayment
Security
Guarantees
Conditions Precedent
Representations and Warranties
Financial Covenants
General Undertakings
Information Undertakings
Events of Default
Mandatory Prepayment
Assignment and Transfer
Costs and Expenses
Governing Law
Jurisdiction
Confidentiality
Tax Provisions
Registration Requirements
Currency Provisions
Banking and Financial Services
Private Equity
Real Estate
Manufacturing
Technology
Healthcare
Infrastructure
Energy
Retail
Telecommunications
Professional Services
Legal
Finance
Treasury
Credit Risk
Corporate Development
Banking
Compliance
Corporate Finance
Deal Advisory
Chief Financial Officer
Finance Director
Treasury Manager
Corporate Lawyer
Banking Lawyer
Investment Banker
Loan Officer
Credit Risk Manager
Corporate Development Manager
Financial Controller
Managing Director
Relationship Manager
Debt Advisory Director
Transaction Manager
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