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1. Parties: Identification of the seller/creditor and buyer/debtor with full legal names, addresses, and any registration numbers
2. Background: Brief context of the transaction and the parties' intention to enter into a payment agreement for the vehicle
3. Definitions: Definitions of key terms used throughout the agreement including 'Vehicle', 'Payment Terms', 'Due Date', etc.
4. Vehicle Details: Comprehensive description of the vehicle including make, model, year, VIN, color, and condition
5. Purchase Price and Payment Terms: Total purchase price, down payment, installment amounts, payment schedule, and payment methods
6. Title and Ownership: Terms regarding vehicle ownership, transfer of title, and retention of title until full payment
7. Insurance and Maintenance: Requirements for vehicle insurance and maintenance during the payment period
8. Default and Remedies: Consequences of payment default, grace periods, and creditor's remedies
9. Representations and Warranties: Statements and guarantees made by both parties regarding the vehicle and their capacity to enter the agreement
10. Governing Law and Jurisdiction: Specification of Swiss law as governing law and jurisdiction for disputes
11. Notices: How and where official communications between parties should be sent
12. Signature Page: Space for parties' signatures, dates, and any required witnessing
1. Early Payment Provisions: Terms for early payment or full settlement of the remaining balance, including any applicable discounts or penalties
2. Third-Party Guarantor: Include when there is a guarantor for the payments, specifying their details and obligations
3. Vehicle Use Restrictions: Include when there are specific restrictions on vehicle use during the payment period
4. Cross-Border Usage: Include when the vehicle may be used across international borders, particularly relevant in Switzerland
5. Assignment and Transfer: Include when either party may need to transfer their rights or obligations under the agreement
6. Trade-In Details: Include when there is a trade-in vehicle involved in the transaction
1. Schedule A - Vehicle Specification: Detailed technical specifications of the vehicle, including all features and accessories
2. Schedule B - Payment Schedule: Detailed breakdown of all payments, due dates, and amounts
3. Schedule C - Vehicle Condition Report: Detailed report of the vehicle's condition at the time of agreement, including photographs
4. Schedule D - Insurance Requirements: Specific insurance requirements and minimum coverage details
5. Appendix 1 - Vehicle Registration Documents: Copies of vehicle registration and relevant technical inspection certificates
6. Appendix 2 - Payment Methods: Detailed information about accepted payment methods and processing details
Vehicle
Purchase Price
Down Payment
Installment Payment
Payment Schedule
Due Date
Default
Grace Period
Interest Rate
Late Payment Fee
Seller
Buyer
Guarantor
Security Interest
Title
Registration Documents
Vehicle Identification Number
Delivery Date
Effective Date
Insurance Requirements
Force Majeure
Business Day
Permitted Use
Territory
Default Event
Outstanding Balance
Early Payment
Transfer of Ownership
Maintenance Requirements
Technical Inspection
Required Insurance
Payment Method
Notice
Substantial Breach
Purchase Price
Title Transfer
Security Interest
Default and Remedies
Insurance Requirements
Representations and Warranties
Vehicle Description
Maintenance Obligations
Risk and Liability
Force Majeure
Assignment
Termination
Notices
Governing Law
Dispute Resolution
Entire Agreement
Severability
Amendment
Indemnification
Registration and Documentation
Warranty Claims
Early Payment
Late Payment
Default Interest
Repossession Rights
Usage Restrictions
Transfer Restrictions
Compliance with Laws
Data Protection
Automotive
Financial Services
Banking
Insurance
Leasing
Retail
Fleet Management
Consumer Services
Transportation
Legal Services
Legal
Finance
Sales
Compliance
Risk Management
Operations
Customer Service
Collections
Business Development
Contract Administration
Sales Manager
Finance Manager
Legal Counsel
Compliance Officer
Auto Dealer Principal
Fleet Manager
Credit Manager
Contract Administrator
Risk Manager
Customer Service Representative
Financial Controller
Business Development Manager
Operations Manager
Collections Specialist
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