1. Guarantor Provisions: Required when there are third-party guarantors for the mortgage obligation

2. Prepayment Privileges: Details of any special prepayment rights or programs offered to the borrower

3. Property Management: Required for commercial properties or when specific management obligations are imposed

4. Environmental Matters: Required for commercial properties or when environmental concerns exist

5. Construction Provisions: Required when the property is under construction or significant renovations are planned

6. Rental Provisions: Required when the property includes rental units or will be used as a rental property

7. Condominium Provisions: Required when the mortgaged property is a condominium unit

8. Future Advances: Required when the mortgage may secure future loans or advances

9. Cross-Collateralization: Required when multiple properties secure the loan or multiple loans are secured by the property

1. Schedule A - Legal Description: Detailed legal description of the mortgaged property

2. Schedule B - Payment Schedule: Amortization schedule showing payment amounts, dates, and allocation between principal and interest

3. Schedule C - Permitted Encumbrances: List of approved existing liens, easements, or other encumbrances on the property

4. Schedule D - Insurance Requirements: Detailed specifications for required insurance coverage

5. Schedule E - Standard Charge Terms: Standard mortgage terms and conditions as required by provincial legislation

6. Appendix 1 - Property Condition Report: Detailed description of the property's condition at the time of mortgage

7. Appendix 2 - Cost of Borrowing Disclosure: Federally required disclosure of all borrowing costs and APR calculations