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1. Parties: Identification of all parties involved, including depositor, financial institution, and guarantor(s)
2. Background: Context of the agreement, relationship between parties, and purpose of the deposit and guarantee arrangement
3. Definitions: Key terms used throughout the agreement, including technical and financial terms
4. Deposit Terms: Details of the deposit arrangement, including amount, term, interest rate, and payment schedule
5. Guarantee Provisions: Scope and nature of the guarantee, including guarantor's obligations and liability limits
6. Security Requirements: Any security to be provided in support of the guarantee
7. Interest and Fees: Interest calculation methods, applicable fees, and payment terms
8. Representations and Warranties: Statements of fact and assurances from all parties
9. Events of Default: Circumstances constituting default and consequences thereof
10. Rights and Remedies: Actions available to parties in case of default or breach
11. Term and Termination: Duration of the agreement and conditions for termination
12. Notice Requirements: Communication protocols and contact information for formal notices
13. Governing Law: Applicable Canadian jurisdiction and dispute resolution procedures
14. General Provisions: Standard boilerplate clauses including assignment, amendments, and severability
1. Multiple Guarantors: Additional provisions for cases involving more than one guarantor, including joint and several liability
2. Foreign Currency Provisions: Special terms for deposits or guarantees involving non-Canadian currency
3. Security Registration: Procedures for registering security interests when applicable
4. Electronic Banking Provisions: Terms for electronic access and management of deposit accounts
5. Insurance Requirements: Specific insurance obligations for secured assets or guarantor requirements
6. Tax Provisions: Special tax considerations or requirements for the deposit arrangement
7. Step-In Rights: Terms allowing the financial institution to take control of certain assets or rights
8. Regulatory Compliance: Additional compliance requirements for regulated entities
1. Schedule A - Deposit Details: Detailed terms of the deposit, including amount, term, and interest calculations
2. Schedule B - Guarantee Terms: Specific terms and conditions of the guarantee arrangement
3. Schedule C - Security Documentation: Details of any security provided, including asset descriptions and valuations
4. Schedule D - Fee Schedule: Comprehensive list of all applicable fees and charges
5. Schedule E - Required Forms: Standard forms required for account operation and guarantee registration
6. Appendix 1 - Contact Information: Detailed contact information for all parties and authorized representatives
7. Appendix 2 - Compliance Certificates: Forms for periodic compliance certification if required
8. Appendix 3 - Operating Procedures: Procedures for day-to-day operation of the deposit account and guarantee arrangements
Account Bank
Applicable Law
Banking Day
Beneficiary
Business Day
Canadian Dollars
Conditions Precedent
Default Interest
Default Notice
Deposit
Deposit Account
Deposit Amount
Deposit Period
Deposit Rate
Designated Account
Effective Date
Enforcement Event
Event of Default
Financial Institution
Force Majeure Event
Guarantee
Guarantee Obligations
Guaranteed Amount
Guarantor
Interest Payment Date
Interest Period
Interest Rate
Maturity Date
Notice
Parties
Payment Date
Permitted Investments
Principal
Relevant Jurisdiction
Security
Security Documents
Security Interest
Secured Obligations
Specified Currency
Term
Transaction Documents
Underlying Agreement
Withdrawal Notice
Withdrawal Rights
Guarantee Obligations
Security Arrangements
Interest Calculations
Payment Terms
Default Events
Enforcement Rights
Representations and Warranties
Covenants
Account Operation
Notice Requirements
Termination Rights
Assignment
Confidentiality
Force Majeure
Indemnification
Set-Off Rights
Currency Provisions
Tax Provisions
Dispute Resolution
Governing Law
Amendment
Severability
Entire Agreement
Third Party Rights
Successors and Assigns
Regulatory Compliance
Anti-Money Laundering
Electronic Banking
Record Keeping
Financial Services
Banking
Real Estate
Construction
Commercial Property
Retail
Manufacturing
Infrastructure
Energy
Mining
Telecommunications
Healthcare
Legal
Finance
Treasury
Risk Management
Compliance
Commercial Operations
Credit
Corporate Banking
Business Development
Property Management
Contract Administration
Chief Financial Officer
Treasury Manager
Finance Director
Risk Manager
Commercial Director
Legal Counsel
Compliance Officer
Account Manager
Credit Manager
Corporate Banking Officer
Financial Controller
Business Development Manager
Property Development Manager
Investment Manager
Contract Administrator
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