Document background
The Loan Agreement Contract is a fundamental financial instrument used to formalize lending arrangements under Belgian law. It serves as the primary document governing the relationship between lenders and borrowers in Belgium, whether for commercial, personal, or specialized lending purposes. The agreement must comply with Belgian civil law requirements, financial regulations, and where applicable, consumer protection legislation. It typically includes detailed provisions on loan amount, interest calculation methods, repayment schedules, security arrangements, events of default, and remedies. The document is particularly important in the Belgian context due to specific regulatory requirements regarding interest rate calculations, mandatory information disclosure, and consumer protection measures. This type of agreement is essential for any lending transaction in Belgium, whether it involves individual borrowers, commercial entities, or financial institutions.
