1. Security/Collateral: Details of any proposed security or collateral requirements - include if loan is to be secured

2. Confidentiality: Binding confidentiality provisions - include if sensitive information will be exchanged

3. Exclusivity Period: Period during which the borrower cannot seek alternative financing - include if exclusivity is required

4. Key Financial Covenants: Outline of proposed financial covenants - include for more complex business loans

5. Fees and Expenses: Details of any application fees, legal fees, or other expenses - include if fees are to be charged

6. Governing Law: Specification of governing law - include if parties are in different jurisdictions

7. Personal Guarantee: Reference to any required personal guarantees - include if personal guarantees will be required

1. Term Sheet: Detailed breakdown of all proposed commercial terms

2. Required Documentation List: Comprehensive list of documents required for due diligence

3. Proposed Timeline: Detailed timeline with key milestones and deadlines

4. Fee Schedule: Breakdown of all applicable fees and charges

5. Security Details: Detailed description of proposed security arrangements and assets