1. Guarantee Provisions: Required when a guarantor is securing the loan obligations

2. Security Arrangements: Required when specific assets are provided as security

3. Insurance Requirements: Required when mandatory insurance coverage is needed for secured assets

4. Direct Debit Authority: Optional section for automatic payment arrangements

5. Early Repayment Provisions: Details of early repayment options and associated fees if applicable

6. Special Conditions: For any non-standard terms specific to the borrower's circumstances

7. Electronic Communications Consent: Required when parties agree to electronic correspondence

8. Business Purpose Declaration: Required when loan is for business purposes to exclude consumer protections

1. Payment Schedule: Detailed breakdown of instalment amounts, dates, and payment structure

2. Fee Schedule: Comprehensive list of all applicable fees and charges

3. Security Details: Description of any assets provided as security including serial numbers and registrations

4. Direct Debit Request Form: Form for setting up automatic payments

5. Credit Guide: Mandatory information about the credit provider as required by NCCP Act

6. Information Statement: Mandatory statement of borrower's statutory rights under the National Credit Code

7. Privacy Consent Form: Detailed privacy consents and credit reporting authorizations

8. Guarantor Acknowledgment: Required documents and certificates for guarantors if applicable