1. Security Arrangements: Required when the credit facility is secured by collateral or guarantees

2. Insurance Requirements: Included when specific insurance coverage is required for the credit facility

3. Guarantor Provisions: Required when a third-party guarantor is involved in the credit arrangement

4. Early Repayment Terms: Included when early repayment options are offered, specifying any penalties or benefits

5. Assignment and Transfer: Required when either party may need to transfer their rights or obligations

6. Force Majeure: Optional clause dealing with unforeseen circumstances affecting performance

7. Electronic Communications: Added when parties agree to use electronic means for formal communications

1. Schedule 1 - Repayment Schedule: Detailed breakdown of instalment amounts and due dates

2. Schedule 2 - Conditions Precedent Documents: List of required documents and conditions to be satisfied

3. Schedule 3 - Security Details: Detailed description of any security or collateral provided

4. Schedule 4 - Fees and Charges: Breakdown of all applicable fees, charges, and commissions

5. Schedule 5 - Draw Down Procedures: Process and requirements for accessing the credit facility

6. Appendix A - Form of Draw Down Notice: Standard form for requesting disbursement of funds

7. Appendix B - Form of Compliance Certificate: Template for periodic compliance certification by borrower