RESPA: Real Estate Settlement Procedures Act - Federal law that requires disclosure of real estate settlement processes and prohibits kickbacks or referral fees

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

ADA: Americans with Disabilities Act - Federal law ensuring equal access and preventing discrimination against individuals with disabilities

Truth in Lending Act: Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Equal Credit Opportunity Act: Federal law prohibiting discrimination in credit transactions based on various protected characteristics

State Real Estate Licensing Laws: State-specific regulations governing real estate agent licensing requirements, obligations, and professional conduct

State Agency Disclosure Requirements: State laws requiring disclosure of agency relationships between real estate professionals and their clients

State Real Estate Commission Regulations: Rules and regulations set by state real estate commissions governing professional conduct and transaction requirements

State Contract Laws: General contract law principles and requirements specific to each state governing formation and enforcement of contracts

State Property Laws: State-specific laws governing real property rights, transfers, and obligations

NAR Code of Ethics: Professional standards and ethical requirements established by the National Association of REALTORSยฎ for member conduct

MLS Regulations: Rules governing the use and participation in Multiple Listing Services, including listing requirements and cooperation between agents

Property Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers

Local Zoning Laws: Municipal and local regulations governing property use, restrictions, and development requirements

Commission Structure Regulations: State and federal rules governing how real estate commissions can be structured, shared, and disclosed

Agency Relationship Requirements: Legal requirements for establishing, maintaining, and disclosing agency relationships between real estate professionals and clients

Dual Agency Restrictions: State-specific rules governing when and how real estate agents can represent both parties in a transaction

Transaction Documentation Requirements: State-mandated requirements for documenting real estate transactions, including necessary forms and record-keeping obligations

Marketing and Advertising Regulations: State and federal rules governing how real estate services and properties can be marketed and advertised to the public