1. Islamic Banking Compliance: Required if the loan needs to be Shariah-compliant

2. Guarantees: Include when a third-party guarantee is part of the security structure

3. Insurance: Required when insurance of collateral or loan is mandatory

4. Assignment and Transfer: Include if the loan may be transferred or assigned to other parties

5. Force Majeure: Optional clause for unforeseen circumstances affecting loan performance

6. Cross-Default: Include when the loan is part of multiple financing arrangements

7. Additional Security: Required when multiple forms of security are involved

8. Conditions Precedent: Include when loan disbursement is subject to specific conditions

1. Repayment Schedule: Detailed amortization table showing payment dates and amounts

2. Security Details: Comprehensive description of all security/collateral provided

3. Condition Precedent Documents: List of documents required before loan disbursement

4. Form of Drawdown Notice: Standard format for requesting loan disbursement

5. Property Documents: If property is involved as security, all relevant property details

6. Insurance Requirements: Detailed insurance specifications for secured assets

7. Fees and Charges: Breakdown of all applicable fees and charges

8. Compliance Documents: List of ongoing compliance requirements and reporting formats