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1. Personal Information: Customer's complete identification details including name, CNIC, address, and contact information as required by SBP regulations
2. Purpose of Consent: Clear statement of why the consent is being obtained and what financial services or products it relates to
3. Scope of Authorization: Detailed description of what the customer is authorizing the financial institution to do
4. Data Collection and Usage: Specification of what personal and financial data will be collected and how it will be used
5. Information Sharing: Details about how and with whom the customer's information may be shared, including regulatory bodies and third parties
6. Customer Rights: Clear explanation of the customer's rights regarding their data and financial information
7. Withdrawal of Consent: Process and implications of withdrawing consent
8. Declaration: Customer's confirmation of understanding and voluntary agreement
9. Signatures: Space for customer signature, witness signatures, and bank representative signature
1. Islamic Banking Compliance: Additional section required when the financial product or service needs to comply with Islamic banking principles
2. International Transactions: Additional consents required for cross-border financial transactions
3. Digital Services Authorization: Optional section for consent to digital/electronic banking services
4. Credit Information Consent: Additional section when credit checks or credit bureau reporting is involved
5. Marketing Communications: Optional consent for receiving marketing materials and promotional communications
6. Biometric Verification: Optional section for consent to use biometric verification methods
7. Joint Account Provisions: Required when the consent form relates to a joint account
1. Schedule A - Fee Structure: Detailed breakdown of applicable fees and charges
2. Schedule B - Terms and Conditions: Detailed terms and conditions referenced in the main consent form
3. Schedule C - Privacy Policy: Detailed privacy policy and data protection measures
4. Appendix 1 - Required Documents: List of supporting documents required to be submitted with the consent form
5. Appendix 2 - Regulatory Disclosures: Mandatory disclosures required by State Bank of Pakistan and other regulatory bodies
6. Appendix 3 - Authorized Third Parties: List of authorized third parties with whom information may be shared
Account Holder
Authorized Representative
Banking Services
Biometric Data
Confidential Information
Consent
Credit Information
Customer Due Diligence
Data Processing
Digital Banking Services
Electronic Transaction
Financial Information
Financial Institution
Information Sharing
Islamic Banking Services
Joint Account
Know Your Customer (KYC)
Marketing Communications
Personal Data
Personal Information
Privacy Policy
Regulatory Authorities
Sensitive Information
State Bank of Pakistan
Third Party
Transaction
Withdrawal of Consent
Zakat Deduction
Authorized Signatories
Banking Day
Customer Identification
Digital Signature
Financial Products
Force Majeure
Data Processing
Information Sharing
Confidentiality
Privacy Protection
Customer Rights
Authorization
Data Storage
Third Party Disclosure
Marketing Communications
Digital Services
Withdrawal Rights
Regulatory Compliance
Islamic Banking Compliance
Liability
Dispute Resolution
Jurisdiction
Amendment
Termination
Force Majeure
Severability
Anti-Money Laundering
Credit Information
Electronic Communications
Record Keeping
Biometric Verification
Account Operation
Fee Authorization
Legal Notices
Customer Declarations
Banking
Financial Services
Insurance
Investment Management
Islamic Banking
Microfinance
Digital Payment Services
Financial Technology
Credit Services
Asset Management
Wealth Management
Consumer Finance
Legal
Compliance
Customer Service
Operations
Risk Management
Data Protection
Account Management
Regulatory Affairs
Islamic Banking
Customer Onboarding
Branch Operations
Product Development
Compliance Officer
Legal Counsel
Banking Operations Manager
Customer Service Manager
Account Relationship Manager
Risk Management Officer
Data Protection Officer
Financial Services Manager
Branch Manager
KYC Officer
Banking Operations Executive
Customer Onboarding Specialist
Regulatory Compliance Manager
Islamic Banking Officer
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