Facility Loan Agreement Template for Philippines

1. Security: Required if the facility is secured, detailing the security structure and enforcement rights

2. Guarantee: Required if there are guarantors to the facility

3. Increased Costs and Tax Gross-up: Optional provisions for managing changes in costs and tax implications

4. Market Disruption: Optional provisions for handling market disruption events

5. Multi-currency Provisions: Required if the facility allows drawing in multiple currencies

6. Accordion Feature: Optional provision allowing for future increase in facility amount

7. Cash Sweep: Optional mandatory prepayment from excess cash flow

8. Collection Account: Required if specific account arrangements are needed for collections

9. Syndication Provisions: Required for syndicated facilities with multiple lenders

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before first drawdown

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request drawdown of the facility

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if term loan

4. Schedule 4 - Form of Transfer Certificate: Template for transferring loan participations

5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance reporting

6. Schedule 6 - Permitted Security: List of security interests permitted under the agreement

7. Schedule 7 - Existing Financial Indebtedness: List of borrower's existing debt obligations

8. Appendix A - Truth in Lending Disclosure: Mandatory disclosure under Philippine Truth in Lending Act

9. Appendix B - Calculation of Interest and Fees: Detailed methodology for calculating interest and fees

10. Appendix C - Security Documents: Forms of security documents if secured facility