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1. Parties: Identification of the creditor and debtor, including full legal names, addresses, and registration details if applicable
2. Background: Context of the debt, including its origin and acknowledgment of the outstanding amount
3. Definitions: Definitions of key terms used throughout the agreement
4. Acknowledgment of Debt: Formal acknowledgment of the exact amount owed and its origin
5. Repayment Terms: Detailed payment schedule, including amount, frequency, and method of payments
6. Interest: Interest rate applicable to the debt and how it is calculated
7. Payment Method: Specified means of payment and bank account details
8. Default Provisions: Consequences of missing payments and definition of what constitutes a default
9. Acceleration Clause: Circumstances under which the full amount becomes immediately due
10. Notices: How and where formal communications between parties should be made
11. Governing Law and Jurisdiction: Confirmation of Dutch law application and jurisdiction for disputes
12. Signatures: Execution block for all parties
1. Security: Details of any collateral or security provided for the debt - include when the repayment is secured
2. Guarantees: Terms of any third-party guarantees - include when there is a guarantor
3. Early Repayment: Provisions for early repayment options and any associated penalties or benefits - include when early repayment is permitted
4. Insurance Requirements: Any mandatory insurance to be maintained - include when specific insurance is required
5. Debt Restructuring Provisions: Terms for potential future restructuring - include when flexibility might be needed
6. Assignment: Rights to assign the debt to third parties - include when debt assignment might be relevant
7. Force Majeure: Provisions for unforeseen circumstances affecting repayment - include when long-term repayment is involved
8. Privacy and Data Protection: GDPR compliance terms - include when personal data processing is extensive
1. Schedule 1 - Repayment Schedule: Detailed breakdown of payment dates and amounts
2. Schedule 2 - Interest Calculation Method: Detailed explanation of how interest is calculated and applied
3. Schedule 3 - Security Details: Detailed description of any security or collateral provided
4. Appendix A - Original Debt Documentation: Copies of original agreements or documents evidencing the debt
5. Appendix B - Payment History: Record of any payments already made prior to this agreement
6. Appendix C - Direct Debit Authorization: If applicable, direct debit mandate and banking details
Business Day
Creditor
Debtor
Default Event
Default Interest
Due Date
Early Repayment
Effective Date
Event of Default
Final Payment Date
Force Majeure Event
Guarantor
Initial Amount
Installment
Interest Rate
Late Payment
Original Debt
Outstanding Amount
Payment Date
Payment Schedule
Principal Amount
Repayment Period
Repayment Schedule
Security
Security Interest
Signing Date
Term
Total Debt
Working Day
Repayment Terms
Interest Calculation
Payment Obligations
Security
Default
Acceleration
Early Repayment
Force Majeure
Representations and Warranties
Covenants
Events of Default
Remedies
Assignment
Set-off
Notices
Amendment
Severability
Entire Agreement
Governing Law
Jurisdiction
Confidentiality
Data Protection
Third Party Rights
Costs and Expenses
Indemnification
Term and Termination
Counterparts
Good Faith
Waiver
Financial Services
Banking
Insurance
Real Estate
Construction
Manufacturing
Retail
Professional Services
Healthcare
Education
Technology
Telecommunications
Energy
Agriculture
Transportation
Legal
Finance
Credit Control
Treasury
Accounts Receivable
Risk Management
Compliance
Debt Recovery
Corporate Affairs
Operations
Chief Financial Officer
Finance Director
Credit Manager
Collections Manager
Financial Controller
Treasury Manager
Accounts Receivable Manager
Legal Counsel
Compliance Officer
Risk Manager
Debt Recovery Specialist
Credit Analyst
Corporate Lawyer
Finance Manager
Business Development Manager
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