Document background
The Certificate of Mortgage is a fundamental document in Dutch property and security law, issued by the Land Registry (Kadaster) following the registration of a mortgage. This certificate serves as official confirmation that a mortgage has been properly registered and provides critical information about the security interest created over the property. The document is required whenever a mortgage is registered in the Netherlands and is particularly important for lenders, property owners, and other stakeholders who need formal proof of the mortgage's existence and terms. The Certificate of Mortgage includes detailed information about the property, the parties involved, the secured amount, and the mortgage's priority ranking. It plays a crucial role in the Dutch property finance system, providing certainty and transparency in real estate transactions and helping to prevent disputes about the existence or terms of registered mortgages.
