1. Cost Overrun Facility: Additional facility to cover potential construction cost overruns, included when there's significant project complexity

2. Environmental Compliance: Specific environmental requirements and commitments, included for projects with environmental impact

3. Insurance Requirements: Detailed insurance obligations, included when specific insurance arrangements are needed beyond standard requirements

4. Third Party Rights: Rights of third parties (e.g., contractors, architects), included when relevant to the project structure

5. Step-in Rights: Lender's rights to take control of the project in specific circumstances, included for larger commercial projects

6. Guarantees: Personal or corporate guarantees, included when additional security is required

7. VAT Facility: Separate facility for VAT financing, included when VAT financing is required

8. Hedging Obligations: Interest rate hedging requirements, included for longer-term or larger loans

1. Schedule 1 - Property Details: Detailed description of the property and construction site

2. Schedule 2 - Construction Timeline: Detailed construction schedule and milestones

3. Schedule 3 - Disbursement Schedule: Detailed breakdown of loan disbursement phases and conditions

4. Schedule 4 - Form of Drawdown Request: Template for requesting loan disbursements

5. Schedule 5 - Required Insurance: List of required insurance policies and coverage amounts

6. Schedule 6 - Security Documents: List and copies of all security documents

7. Schedule 7 - Construction Plans and Permits: Approved construction plans and copies of required permits

8. Schedule 8 - Cost Budget: Detailed construction cost budget

9. Appendix A - Form of Progress Certificate: Template for construction progress certification

10. Appendix B - Form of Completion Certificate: Template for final completion certification