The Intercompany Loan Agreement is a vital instrument used for facilitating financial transactions between affiliated companies under Maltese law. This document is essential when one company within a corporate group provides financing to another group company, whether for working capital, expansion, acquisition, or other corporate purposes. The agreement must comply with Maltese corporate and financial regulations, including the Companies Act, Income Tax Act, and relevant financial services legislation. It typically includes detailed provisions on loan terms, interest calculations, repayment mechanisms, and group company obligations, while addressing specific requirements for related party transactions under Maltese law. The document is particularly important for establishing clear financial obligations between group entities, maintaining proper corporate governance, and ensuring tax efficiency in intragroup financing arrangements.

1. Parties: Identification of the lender and borrower companies, including registration numbers and registered offices

2. Background: Context of the loan, relationship between the parties, and purpose of the facility

3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and interpretation rules

4. The Facility: Core terms of the loan including amount, purpose, and availability

5. Interest: Interest rate, calculation methods, and payment periods

6. Repayment: Terms for repayment of principal, including schedule and prepayment provisions

7. Payments: Payment mechanics, currency, and business day conventions

8. Representations and Warranties: Standard corporate representations and specific financial warranties

9. Information Undertakings: Requirements for financial and other information to be provided to the lender

10. General Undertakings: Borrower's ongoing obligations throughout the loan term

11. Events of Default: Circumstances constituting default and consequences

12. Changes to Parties: Rules regarding assignment and transfer of rights and obligations

13. Notices: Communication methods and contact details for formal notices

14. Calculations and Certificates: Basis for calculations and evidential value of certificates

15. Partial Invalidity: Severability provisions if any part becomes invalid

16. Remedies and Waivers: Rights and remedies of the parties and effect of waivers

17. Amendments and Waivers: Process for making changes to the agreement

18. Governing Law: Confirmation of Maltese law as governing law

19. Enforcement: Jurisdiction and enforcement provisions

20. Execution: Signature blocks and execution formalities