1. Security: Required if the loan is secured by any assets or collateral

2. Guarantor: Include when a third party is guaranteeing the loan

3. Prepayment: Include if early repayment is allowed, specifying any penalties or conditions

4. Insurance: Required if borrower must maintain specific insurance coverage

5. Assignment and Transfer: Include if either party may assign their rights under the agreement

6. Force Majeure: Include for longer-term loans to address unforeseen circumstances

7. Digital Execution: Include if agreement may be executed electronically

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates, principal and interest breakup

2. Schedule 2 - Disbursement Conditions: List of conditions precedent to loan disbursement

3. Schedule 3 - Security Details: Description of any collateral or security provided (if applicable)

4. Schedule 4 - KYC Documents: List of identity and address proof documents provided by borrower

5. Appendix A - Form of Notice: Standard format for serving notices under the agreement

6. Appendix B - Payment Instructions: Bank account details and payment methods