The Loan Broker Agreement is essential for financial intermediaries operating in Hong Kong's sophisticated financial market. This document is used when a professional broker agrees to assist clients in securing loans or financing arrangements with lenders. It's particularly important given Hong Kong's strict regulatory environment, including compliance with the Money Lenders Ordinance and Anti-Money Laundering regulations. The agreement covers crucial aspects such as broker services, fee structures, regulatory compliance requirements, confidentiality obligations, and risk allocations. It's designed to protect both parties while ensuring transparency and compliance with Hong Kong's financial services regulatory framework.

1. Parties: Identification of the loan broker and the client, including full legal names and addresses

2. Background: Context of the agreement and brief description of the parties' intentions

3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and rules of interpretation

4. Appointment and Scope of Services: Formal appointment of the broker and detailed description of services to be provided

5. Broker's Obligations: Detailed responsibilities and duties of the broker, including regulatory compliance requirements

6. Client's Obligations: Client's responsibilities, including providing accurate information and necessary documentation

7. Fees and Payment Terms: Structure of broker's fees, payment schedule, and payment methods

8. Representations and Warranties: Statements of fact and assurances from both parties

9. Confidentiality and Data Protection: Obligations regarding confidential information and compliance with privacy laws

10. Compliance with Laws: Commitment to comply with relevant Hong Kong laws and regulations

11. Limitation of Liability: Extent and limitations of the broker's liability

12. Term and Termination: Duration of the agreement and circumstances for termination

13. Dispute Resolution: Process for resolving disputes, including jurisdiction and governing law

14. General Provisions: Standard boilerplate clauses including notices, amendments, and severability