Financial Services and Markets Act 2000: Primary legislation governing financial services and markets regulation in the UK, establishing regulatory framework and authorities

Payment Services Regulations 2017: Regulations governing payment services, including authorization requirements and customer protections for banking transactions

Banking Act 2009: Legislative framework for bank regulation, including provisions for bank accounts and financial stability

Electronic Money Regulations 2011: Regulations concerning electronic money institutions and electronic payment systems

Money Laundering Regulations 2017: Requirements for preventing money laundering and terrorist financing, including customer due diligence measures

Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, affecting account authorization procedures

UK General Data Protection Regulation: Data protection legislation governing how personal information must be handled and processed

Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR requirements

Common Law Contract Principles: Fundamental principles of contract formation under English common law, including offer, acceptance, and consideration

Law of Agency Principles: Legal principles governing relationships where one person acts on behalf of another, crucial for account authorization

FCA Handbook: Detailed regulatory requirements and guidance from the Financial Conduct Authority

PRA Requirements: Prudential regulations governing banks and financial institutions

Electronic Communications Act 2000: Legislation governing electronic communications and digital signatures

Electronic Signatures Regulations 2002: Specific regulations concerning the use and validity of electronic signatures in documentation