1. Pre-payment Penalties: Details of any pre-payment penalties that apply to early loan payoff

2. Security Release Terms: For secured loans, information about the release of security interests or collateral

3. Escrow Account Details: For mortgage loans with escrow accounts, information about escrow balance and reconciliation

4. Automatic Payment Cancellation: Instructions regarding cancellation of automatic payments or direct debits

5. Multiple Loan Accounts: Required when borrower has multiple loans with the same lender that need to be addressed

6. Post-Payoff Procedures: Information about what happens after the payoff is received, including document processing times

1. Payoff Calculation Breakdown: Detailed breakdown of how the payoff amount was calculated, including all fees and charges

2. Security Release Documents: Forms or documents that will be provided upon receipt of payoff amount

3. Outstanding Check Schedule: List of any outstanding checks or payments that need to be accounted for in the final payoff

4. Tax and Insurance Information: For mortgage loans, details about any tax or insurance obligations that will become the borrower's direct responsibility