Your data doesn't train Genie's AI
You keep IP ownership of your information
1. Parties: Identification of the lender and borrower with full legal names and addresses
2. Background: Context of the working capital facility and purpose of the loan
3. Definitions and Interpretation: Defined terms used throughout the agreement and rules of interpretation
4. The Facility: Details of the loan facility including amount, purpose, and availability period
5. Interest and Fees: Interest rate, calculation method, payment dates, and applicable fees
6. Drawdown: Procedures and conditions for drawing down the loan facility
7. Repayment and Prepayment: Terms for regular repayments and early repayment options
8. Representations and Warranties: Borrower's statements about their legal and financial status
9. Conditions Precedent: Conditions that must be satisfied before the facility becomes available
10. Undertakings: Ongoing obligations of the borrower during the loan term
11. Events of Default: Circumstances that constitute default and consequences
12. Security: Details of any security arrangements for the loan
13. Changes to Parties: Rules for assignment and transfer of rights and obligations
14. Payments and Administration: Payment mechanics, calculations, and administrative procedures
15. Notices: How formal communications between parties should be made
16. General Provisions: Standard boilerplate clauses including governing law and jurisdiction
1. Guarantees: Required when third-party guarantees are part of the security structure
2. Financial Covenants: Specific financial ratios and tests the borrower must maintain, typically for larger facilities
3. Review Events: Circumstances triggering loan review, separate from events of default
4. Market Disruption: Provisions dealing with significant market changes affecting interest rates
5. Increased Costs and Tax Provisions: Detailed provisions for regulatory changes affecting the lender's costs
6. Multi-currency Provisions: Required if the facility can be drawn in multiple currencies
7. Security Trustee Provisions: Needed when there are multiple lenders requiring a security trustee
8. Bank Accounts and Cash Management: Required when specific account structures or cash management arrangements are needed
1. Facility Details: Detailed terms of the facility including limits, interest rates, and fees
2. Conditions Precedent Documents: List of required documents and conditions to be satisfied
3. Form of Drawdown Notice: Template for borrower to request loan drawdowns
4. Repayment Schedule: Detailed schedule of repayment dates and amounts
5. Form of Compliance Certificate: Template for periodic compliance reporting
6. Security Documents: List and copies of all security documents
7. Permitted Security Interests: List of security interests allowed under the agreement
8. Financial Covenant Calculations: Detailed methodology for calculating financial covenants
9. Form of Transfer Certificate: Template for transferring rights and obligations under the facility
Business Day
Commitment
Compliance Certificate
Conditions Precedent
Default
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Facility
Facility Amount
Facility Documents
Finance Documents
Financial Indebtedness
Financial Statements
Financial Year
GST
Interest Payment Date
Interest Period
Interest Rate
Material Adverse Effect
Obligor
Outstanding Amount
Permitted Security Interest
Potential Event of Default
PPSA
Repayment Date
Repayment Schedule
Review Date
Secured Property
Security
Security Documents
Security Interest
Security Provider
Tax
Term
Transaction Documents
Undertaking
Working Capital
Working Capital Assets
Working Capital Liabilities
Authorized Officer
Bank Account
Borrowing Base
Calculation Date
Guarantee
Guarantor
Subsidiary
Related Entity
Relevant Jurisdiction
Required Insurance
Secured Money
Security Trust
Security Trustee
Bank Guarantee
Fees
Increased Costs
Law
Lending Office
Margin
Material Agreement
Permitted Financial Accommodation
Reference Bank
Reference Rate
Registration
Termination Date
Interest and Fees
Drawdown Mechanics
Repayment
Prepayment
Security
Representations and Warranties
Conditions Precedent
Undertakings
Financial Covenants
Events of Default
Market Disruption
Increased Costs
Tax Provisions
Changes to Parties
Agency Provisions
Security Trust
Payments
Set-off
Currency Provisions
Notices
Calculations
Evidence and Calculations
Rights and Remedies
Amendments and Waivers
Changes to Parties
Disclosure and Confidentiality
GST
Force Majeure
Anti-Money Laundering
Privacy
Governing Law
Dispute Resolution
Severability
Assignment
Third Party Rights
Counterparts
Entire Agreement
Banking and Financial Services
Manufacturing
Retail
Wholesale Trade
Construction
Technology
Healthcare
Agriculture
Mining
Professional Services
Transport and Logistics
Hospitality
Real Estate
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Commercial
Operations
Corporate Banking
Business Development
Chief Financial Officer
Finance Director
Treasury Manager
Financial Controller
Credit Manager
Risk Manager
Legal Counsel
Commercial Director
Business Development Manager
Relationship Manager
Credit Analyst
Compliance Officer
Company Secretary
Managing Director
Operations Manager
Find the exact document you need
Evergreen Loan Agreement
An Australian law-governed perpetual loan facility agreement establishing an ongoing credit arrangement with automatic renewal provisions.
Personal Car Loan Contract
An Australian-law governed loan agreement for personal vehicle financing, compliant with national consumer credit legislation.
Cash Loan Simple Loan Agreement
An Australian-law governed agreement establishing terms and conditions for a monetary loan between a lender and borrower, compliant with national credit protection regulations.
Generic Loan Agreement
An Australian law-governed agreement establishing the terms and conditions for a loan between parties, including amount, interest, repayment terms, and security arrangements.
Term Loan Agreement Non Regulated
An Australian law-governed agreement for a fixed-term commercial loan facility, setting out terms and conditions for business lending outside consumer credit regulations.
Simple Equipment Loan Agreement
An Australian-compliant agreement governing the temporary loan of equipment between parties, including terms, conditions, and responsibilities.
Model Loan Agreement
An Australian-compliant template loan agreement covering essential lending terms and regulatory requirements for use in commercial and consumer lending contexts.
Facility Loan Agreement
An Australian law-governed agreement establishing terms and conditions for a loan facility, including facility amount, interest rates, repayment terms, and security arrangements.
Computer Equipment Loan Agreement
An Australian-law governed agreement establishing terms for temporary computer equipment loans, including usage conditions, maintenance responsibilities, and return procedures.
Standard Loan Agreement
An Australian-law governed agreement establishing terms for financial lending, including loan amount, interest, repayment terms, and security arrangements.
Master Securities Loan Agreement
An Australian law-governed agreement template for securities lending transactions between financial institutions, establishing terms for securities loans and collateral arrangements.
Film Equity Investment Agreement
Australian-law governed agreement for equity investment in film production, establishing investment terms, rights, and revenue sharing arrangements.
Co Financing Agreement
An Australian law-governed agreement establishing terms for multiple lenders to jointly provide financing to a borrower, subject to Australian banking and corporate regulations.
OverFacility Agreement
An Australian-law agreement establishing an overdraft facility between a financial institution and borrower, detailing credit limits, terms, and obligations.
Investment Loan Contract
An Australian law-governed agreement establishing terms and conditions for investment financing, including loan details, security arrangements, and regulatory compliance requirements.
Tripartite Loan Agreement
An Australian-law governed agreement establishing a three-way lending arrangement between a lender, borrower, and third party, detailing loan terms and party obligations.
Loan And Mortgage Agreement
An Australian law-governed agreement establishing loan terms and mortgage security arrangements over real property, compliant with national credit and property legislation.
Lease Hire Agreement
An Australian-compliant agreement governing the terms and conditions for hiring assets or equipment, suitable for both business and consumer leasing arrangements.
Hire Purchase Agreement For Car
An Australian law-compliant agreement for purchasing a vehicle through structured payments, with ownership transferring to the buyer upon final payment.
Deed Of Accession Loan Agreement
An Australian law-governed deed enabling a new party to join and assume rights and obligations under an existing loan agreement.
Co Borrower Loan Agreement
An Australian legal agreement establishing terms and conditions for multiple borrowers to jointly obtain and repay a loan, subject to Australian federal and state lending laws.
Bike Hire Purchase Agreement
An Australian law-governed agreement for the hire purchase of bicycles, establishing payment terms, usage conditions, and ownership transfer upon final payment.
Bridge Loan Contract
An Australian law-governed agreement for short-term interim financing, establishing loan terms, security arrangements, and repayment conditions.
Undertaking Loan Agreement
An Australian law-governed loan agreement detailing terms, conditions, and undertakings for financial accommodation between lender and borrower.
Trade Finance Agreement
An Australian law-governed agreement establishing trade finance facilities between a bank and borrower, detailing products, terms, and security arrangements.
Separation Financial Agreement
An Australian legal document that formalizes financial arrangements between separating couples under the Family Law Act 1975, detailing asset division and financial responsibilities.
Seller Financing Car Contract
An Australian contract for selling a vehicle with seller-provided financing, compliant with national consumer credit and state vehicle regulations.
Real Estate Loan Agreement
An Australian-law governed agreement establishing terms and conditions for a property-secured loan, including lending terms and security arrangements.
Mezzanine Loan Agreement
Australian law-governed agreement establishing terms for subordinated debt financing, including facility terms, security arrangements, and subordination mechanics.
Margin Loan Agreement
An Australian-compliant agreement governing margin lending arrangements between a financial institution and borrower, including security provisions and regulatory requirements.
Loan Swap Agreement
An Australian law-governed agreement for exchanging loan payment obligations between parties, typically involving different interest rates or currencies.
Loan Note Agreement
An Australian-law governed agreement documenting the issuance of debt securities, setting out terms for borrowing, repayment, and parties' rights and obligations.
Loan Agreement Between Spouses
An Australian-compliant loan agreement for use between married spouses, documenting loan terms and conditions while ensuring protection under family law.
Financial Support Agreement
An Australian law-governed agreement establishing terms and conditions for providing financial support between parties, including payment terms, conditions, and compliance requirements.
Financial Assistance Agreement
An Australian-law governed agreement establishing terms for providing financial assistance, including funding conditions, repayment terms, and party obligations.
Financial Agreement Between Two Parties
An Australian law-governed agreement establishing financial arrangements between two parties, including payment terms, security provisions, and regulatory compliance requirements.
Equity Funding Agreement
An Australian-law governed agreement that sets out the terms and conditions for equity investment in a company, including share issuance, investor rights, and governance arrangements.
Equipment Lease Purchase Agreement
An Australian-compliant agreement combining equipment leasing with a purchase option, allowing businesses to lease equipment with the possibility of ownership.
Equipment Lease Agreement With Option To Purchase
An Australian law-governed agreement allowing equipment lease with future purchase rights, combining rental flexibility with acquisition options.
Car Mortgage Agreement
An Australian-law governed agreement creating a security interest over a motor vehicle as collateral for a loan, compliant with national credit and personal property security legislation.
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it


.png)
.png)