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1. Parties: Identification of the lender and borrower with full legal names and addresses
2. Background: Context of the loan agreement, including purpose and any relevant pre-contractual arrangements
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount and permitted use of funds
5. Interest Rate and Calculations: Details of interest rate, calculation method, and payment frequency
6. Repayment Terms: Schedule of repayments, payment methods, and early repayment provisions
7. Security: Details of any assets provided as security for the loan
8. Borrower's Representations and Warranties: Statements of fact and assurances provided by the borrower
9. Borrower's Obligations: Ongoing obligations and responsibilities of the borrower
10. Events of Default: Circumstances constituting default and consequences
11. Enforcement Rights: Lender's rights and remedies in case of default
12. General Provisions: Standard contract clauses including notices, amendments, and governing law
13. Execution: Signature blocks with notary attestation requirements
1. Guarantor Provisions: Required when a third party guarantees the loan
2. Insurance Requirements: Needed when specific insurance coverage is required for secured assets
3. Special Conditions: For any unique terms specific to the particular loan arrangement
4. Draw Down Conditions: Required for loans with multiple disbursements or specific conditions for access to funds
5. Cross-Default Provisions: Include when the borrower has other loans with the same lender
6. Assignment and Transfer: Include when either party may need to transfer their rights or obligations
7. Additional Security Provisions: Required for complex security arrangements or multiple security assets
1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rate, and payment schedule
2. Schedule 2 - Security Details: Comprehensive description of security assets and their valuation
3. Schedule 3 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts
4. Schedule 4 - Conditions Precedent: List of conditions to be satisfied before loan disbursement
5. Schedule 5 - Fee Schedule: Breakdown of all applicable fees and charges
6. Appendix A - Form of Drawdown Notice: Template for requesting loan disbursements
7. Appendix B - Form of Compliance Certificate: Template for periodic compliance certification
8. Appendix C - Required Insurance: Details of required insurance coverage for secured assets
Agreement
Business Day
Borrower
Conditions Precedent
Default Event
Default Interest Rate
Default Notice
Drawdown Date
Drawdown Notice
Due Date
Enforcement Event
Facility
Final Repayment Date
Financial Indebtedness
Financial Records
Government Agency
GST
Guarantee
Guarantor
Interest Payment Date
Interest Period
Lender
Loan Amount
Material Adverse Effect
Notarial Certificate
Notary Public
Outstanding Amount
Permitted Purpose
PPSA
Principal
Repayment Date
Repayment Schedule
Security
Security Agreement
Security Interest
Security Provider
Secured Property
Tax
Term
Transaction Documents
Interest
Repayment
Security
Conditions Precedent
Representations and Warranties
Covenants
Default
Enforcement
Assignment
Notarization
Guarantee
Indemnity
Insurance
Notices
Costs and Expenses
Confidentiality
Privacy
Force Majeure
Governing Law
Jurisdiction
Dispute Resolution
Amendment
Severability
Entire Agreement
Counterparts
GST
Electronic Execution
Payment Mechanics
Set-off
Further Assurance
Banking & Financial Services
Real Estate
Commercial Lending
Private Banking
Construction & Development
Small Business
Agriculture
Manufacturing
Retail
Professional Services
Legal
Finance
Credit
Compliance
Risk Management
Treasury
Corporate Secretariat
Operations
Collections
Documentation
Chief Financial Officer
Legal Counsel
Loan Officer
Credit Manager
Compliance Officer
Risk Manager
Financial Controller
Banking Relationship Manager
Credit Analyst
Legal Administrator
Notary Public
Corporate Secretary
Finance Director
Treasury Manager
Collections Manager
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