1. Security: While primarily unsecured, might include negative pledge or other protective covenants

2. Conditions Precedent: Include if loan is to be drawn subject to certain conditions being met

3. Multiple Drawdowns: Include if the loan can be drawn in multiple tranches

4. Early Repayment: Include if early repayment is permitted with specific terms

5. Tax Gross-up: Include if tax implications need to be addressed specifically

6. Assignment and Transfer: Include if either party may need to transfer their rights or obligations

7. Financial Covenants: Include if specific financial metrics need to be maintained by Borrower

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

2. Schedule 2 - Form of Drawdown Notice: Standard form for requesting loan disbursement

3. Schedule 3 - Calculation of Interest: Detailed methodology for interest calculation

4. Schedule 4 - Contact Details: Detailed contact information for both parties

5. Appendix A - Compliance Certificate: Template for periodic confirmation of compliance with loan terms

6. Appendix B - Know Your Customer Requirements: List of required KYC documentation as per FICA requirements