Your data doesn't train Genie's AI
You keep IP ownership of your information
1. Parties: Identification of the Lender and Borrower with full legal names and registration/identification numbers
2. Background: Context of the loan agreement and purpose of the facility
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. The Facility: Details of the loan amount, purpose, and availability
5. Interest: Interest rate, calculation method, and payment periods
6. Repayment Terms: Repayment schedule, payment methods, and prepayment provisions
7. Conditions Precedent: Conditions that must be satisfied before the loan becomes available
8. Representations and Warranties: Standard representations made by the Borrower
9. Events of Default: Circumstances constituting default and consequences
10. General Provisions: Standard boilerplate clauses including notices, amendments, and governing law
11. Signatures: Execution blocks for all parties
1. Security: Include when the loan is secured by specific assets or guarantees
2. Financial Covenants: Include for corporate borrowers where financial ratios need to be maintained
3. Guarantee Provisions: Include when there are third-party guarantors
4. Insurance Requirements: Include when specific insurance coverage is required
5. Special Drawing Conditions: Include when the loan is to be drawn in multiple tranches
6. Tax Provisions: Include detailed tax provisions for complex corporate arrangements
7. Assignment and Transfer: Include when transfer rights need to be specifically addressed
1. Schedule 1 - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts
2. Schedule 2 - Conditions Precedent Documents: List of required documents and conditions to be satisfied
3. Schedule 3 - Form of Drawdown Notice: Template for requesting disbursement of the loan
4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance reporting
5. Schedule 5 - Security Details: Details of any security or collateral (if applicable)
6. Appendix A - Calculation of Interest and Fees: Detailed methodology for calculating interest and any applicable fees
7. Appendix B - Required Insurance: Specifications for required insurance coverage (if applicable)
Agreement
Applicable Law
Applicable Rate
Borrower
Business Day
Calculation Period
Conditions Precedent
Default Interest Rate
Default Event
Designated Account
Drawdown Date
Drawdown Notice
Due Date
Encumbrance
Facility
Final Repayment Date
Financial Indebtedness
Financial Statements
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Material Adverse Effect
Notice
Outstanding Amount
Parties
Permitted Security Interest
Potential Default Event
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Documents
Signature Date
Tax
Transaction Documents
Transfer
Utilisation
VAT
Facility Terms
Purpose
Availability
Interest
Fees and Charges
Repayment
Prepayment
Security
Conditions Precedent
Representations and Warranties
Covenants
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Acceleration
Payment Mechanics
Set-off
Assignment and Transfer
Changes to Parties
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Amendments and Waivers
Confidentiality
Counterparts
Governing Law
Enforcement
Jurisdiction
Dispute Resolution
Force Majeure
Costs and Expenses
Indemnities
Tax Gross-up
Regulatory Compliance
Anti-Money Laundering
Data Protection
Banking
Financial Services
Real Estate
Construction
Manufacturing
Mining
Agriculture
Retail
Healthcare
Technology
Transportation
Energy
Infrastructure
Legal
Finance
Credit
Risk Management
Compliance
Treasury
Corporate Banking
Loan Administration
Portfolio Management
Document Management
Chief Financial Officer
Finance Director
Legal Counsel
Credit Manager
Risk Manager
Compliance Officer
Corporate Banker
Loan Officer
Financial Controller
Treasury Manager
Legal Director
Company Secretary
Credit Analyst
Portfolio Manager
Relationship Manager
Find the exact document you need
Promissory Note Form
A South African law-compliant financial instrument containing a written promise to pay a specified sum of money, governed by the Bills of Exchange Act.
Promissory Note For Funeral
A South African legal document combining a promissory note with funeral service provisions, establishing payment terms and service specifications under South African law.
Promissory Note For Car Loan
A South African legal document containing a borrower's promise to repay a vehicle loan under specific terms, compliant with local credit and financial legislation.
Promissory Letter For Payment
A South African law-governed written promise to pay a specified sum of money, serving as a legally enforceable debt instrument.
Promissory Note For Late Rental Payment
A South African legal document establishing a tenant's formal promise to pay outstanding rental arrears through a structured payment arrangement.
Iou Promissory Note
A South African law-governed written promise to pay a specified sum of money, serving as a formal acknowledgment of debt and providing legal grounds for collection.
Promissory Note For Tuition
A South African legal document establishing a binding promise to pay specified tuition fees to an educational institution.
Promissory Note
A South African legal document containing an unconditional promise to pay a specified sum of money, governed by the Bills of Exchange Act.
Guarantor Promissory Note
A South African law-governed financial instrument combining a promissory note with a guarantee agreement, creating primary and secondary payment obligations.
Promissory Note For Services Rendered
A South African legal document containing a written promise to pay for services already rendered, combining a promissory note with service acknowledgment.
Mortgage Note Form
A South African legal document establishing the terms and security arrangements for a mortgage loan, subject to national property and banking regulations.
Basic Promissory Note
A South African legal document containing a written promise to pay a specific sum of money, governed by the Bills of Exchange Act.
Simple Promissory Note
A legally binding debt instrument under South African law where one party promises to pay a specific sum to another party, either on demand or at a specified future date.
Promissory Note To Pay Remaining Balance
A South African legal document containing a written promise to pay a specified remaining balance, governed by local legislation including the Bills of Exchange Act.
Promissory Note For Balance Payment
A South African law-governed financial instrument documenting a written promise to pay a specified remaining balance amount under defined terms and conditions.
Cash Promissory Note
A legally binding promise to pay a specified sum of money, governed by South African law and the Bills of Exchange Act.
Corporate Promissory Note
A South African law-governed financial instrument containing a corporate entity's written promise to pay a specified sum to another party at a future date or on demand.
Bill Of Sale With Promissory Note For Automobile
A South African legal document combining vehicle sale agreement and promissory note, facilitating automobile ownership transfer with structured payment terms under SA law.
Installment Promissory Note
A South African law-governed financial instrument documenting a promise to repay a debt through structured installments, including payment terms and enforcement provisions.
International Promissory Note
A South African law-governed promissory note for international transactions, containing an unconditional promise to pay a specified sum across borders.
Loan Note
A South African law-governed debt instrument documenting loan terms between issuer and noteholder, including principal, interest, and repayment conditions.
Unsecured Promissory Note
A South African law-governed unsecured written promise to pay a specified sum of money, including terms of repayment and interest calculations.
Standard Promissory Note
A South African legal document containing an unconditional promise to pay a specified sum of money, governed by the Bills of Exchange Act and serving as a negotiable financial instrument.
Secured Promissory Note
A South African law-governed financial instrument documenting a secured promise to pay a specific sum, backed by collateral or security interest in assets.
Promissory Note Seller Financing
A South African legal document where a buyer promises to pay the seller a specified sum over time, typically used in seller-financed asset purchases.
Promissory Note For Delayed Payment
A South African legal document containing an unconditional promise to pay a specified sum of money at a future date, governed by the Bills of Exchange Act.
Promissory Note For Car
A South African law-governed promissory note that combines a debt payment promise with vehicle security, establishing repayment terms and security interest in the specified vehicle.
Promise Promissory Note For Hospital Bill
A South African legal document establishing a patient's formal promise to pay outstanding hospital bills, governed by South African financial and healthcare legislation.
Note Trust Deed
A South African law-governed trust deed establishing and regulating a trust arrangement for noteholders in a debt securities issuance, setting out the rights and obligations of all parties involved.
Government Promissory Note
A South African government-issued financial instrument containing a written promise to pay a specified sum under defined terms, governed by South African law.
Financial Promissory Note
A South African law-governed financial instrument containing an unconditional promise to pay a specified sum of money to a designated party.
Convertible Promissory Note
A South African law-governed debt instrument that converts to equity shares under specified conditions, commonly used for early-stage company funding.
Bank Promissory Note
A South African law-governed financial instrument representing a bank's unconditional promise to pay a specified sum to a designated payee.
Balloon Promissory Note
A South African law-governed financial instrument documenting a loan with regular payments and a large final balloon payment, compliant with local banking and consumer protection regulations.
Promissory Note With Personal Guarantee
A South African law-governed document combining a promise to pay a specified sum with a personal guarantee, establishing primary and secondary payment obligations.
Promissory Note Mortgage
A South African legal instrument combining a promissory note with a mortgage security, creating both a payment obligation and property security interest.
Promise To Pay Letter For Rent
A South African legal document where a tenant formally acknowledges rental debt and commits to a specific payment plan to settle arrears.
Promise To Pay Agreement For Vehicle
A South African legal agreement establishing a structured payment plan for a vehicle purchase, compliant with the National Credit Act.
Payable On Demand Promissory Note
A South African law-governed financial instrument containing an unconditional promise to pay a specified sum on demand, serving as both proof of debt and a negotiable instrument.
Note Agreement
A South African law-governed agreement establishing terms for issuing and managing debt instruments, including principal, interest, and payment provisions.
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it


.png)
.png)