Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring disclosure of real estate settlement costs and prohibiting kickbacks and referral fees

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real property interests

State Property Laws: State-specific laws governing property rights, ownership, and transfer of real estate within the state jurisdiction

State Real Estate Transfer Laws: State-specific requirements for transferring property ownership, including deed requirements and transfer taxes

State Recording Requirements: State-specific rules for recording property transactions and documents with local government offices

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers

Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable

Local Zoning Laws: Municipal regulations governing property use, development, and restrictions

Property Tax Laws: Federal, state, and local laws governing property taxation and assessment

Environmental Regulations: Laws concerning environmental protection, hazards, and compliance requirements for real estate

HOA Rules: Homeowners Association regulations and restrictions that may affect property use and transfer

Title Requirements: Legal requirements for establishing clear title and ownership rights to the property

Deed Requirements: Legal specifications for property deed preparation, execution, and recording

Real Estate License Laws: State laws governing real estate professional licensing and conduct in property transactions