Securities Act of 1933: Federal law that requires registration of securities offerings and provides for disclosure requirements, particularly relevant if the promissory note could be classified as a security

Securities Exchange Act of 1934: Federal law governing secondary trading of securities, including regulatory framework for securities exchanges and broker-dealers

Dodd-Frank Act: Comprehensive financial reform legislation affecting financial institutions and their handling of various financial instruments including certain types of notes

UCC Article 3: Uniform Commercial Code Article governing negotiable instruments, including promissory notes, their transfer, and enforcement

UCC Article 9: Uniform Commercial Code Article covering secured transactions, relevant if the note is secured by collateral

Blue Sky Laws: State-specific securities laws that regulate the offering and sale of securities at the state level

State Commercial Codes: State-specific variations and implementations of the Uniform Commercial Code

State Usury Laws: State-specific laws governing maximum permissible interest rates and related terms

State Contract Laws: State-specific laws governing contract formation, enforcement, and remedies

SEC Regulations: Federal regulatory framework for securities, including rules for registration, disclosure, and trading

FINRA Regulations: Rules governing broker-dealers and securities firms involved in note transactions

Truth in Lending Act: Federal law requiring disclosure of credit terms and protecting consumers in credit transactions

Fair Credit Reporting Act: Federal law regulating the collection and use of consumer credit information

Anti-Money Laundering Regulations: Federal requirements for preventing and detecting money laundering in financial transactions

PATRIOT Act Requirements: Federal law including provisions for customer identification and verification in financial transactions