Truth in Lending Act (TILA): Federal law requiring lenders to provide standardized disclosures about loan terms and costs, ensuring transparency in lending practices.

Dodd-Frank Wall Street Reform and Consumer Protection Act: Federal legislation that established enhanced consumer protection standards for financial products and services, including lending practices.

Fair Credit Reporting Act: Federal law governing the collection, dissemination, and use of consumer credit information in lending decisions.

Equal Credit Opportunity Act: Federal law prohibiting discrimination in lending based on race, color, religion, national origin, sex, marital status, age, or participation in public assistance programs.

Consumer Credit Protection Act: Federal law providing a comprehensive framework for consumer credit rights and protections.

State Usury Laws: State-specific regulations that set maximum allowable interest rates for various types of loans and credit agreements.

State Lending Regulations: State-specific rules governing lending practices, documentation requirements, and consumer protections within the state jurisdiction.

State Securities Laws: State-specific regulations governing the issuance and trading of securities, including certain types of promissory notes.

Uniform Commercial Code (UCC): Standardized set of laws governing commercial transactions, including secured transactions and negotiable instruments.

Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes and providing requirements for disclosures in real estate transactions.

State Property Laws: State-specific regulations governing property rights, transfers, and security interests in real and personal property.

State Consumer Protection Laws: State-specific regulations designed to protect consumers from unfair or deceptive business practices in financial transactions.