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1. Parties: Identification of the Lender and Borrower with full legal names and addresses
2. Background: Context of the loan agreement and purpose of the facility
3. Definitions: Definitions of key terms used throughout the agreement
4. Facility: Details of the loan amount, purpose, and drawdown conditions
5. Profit Rate and Payment Terms: Specification of the profit rate (compliant with Sharia principles), payment schedule, and calculation method
6. Conditions Precedent: Conditions that must be satisfied before the loan becomes available
7. Representations and Warranties: Statements of fact and assurances given by the Borrower
8. Covenants: Positive and negative obligations of the Borrower during the loan term
9. Events of Default: Circumstances that would constitute a default and their consequences
10. Security: Details of any security or collateral provided for the loan
11. Payments and Calculations: Mechanics of payments, calculation periods, and payment procedures
12. Changes to Parties: Rules regarding assignment and transfer of rights and obligations
13. Notices: Communication procedures between parties
14. Governing Law and Jurisdiction: Confirmation of Qatar law as governing law and jurisdiction for disputes
1. Guarantees: Required when there is a third-party guarantor for the loan
2. Islamic Finance Provisions: Detailed Sharia compliance provisions for Islamic banking institutions
3. Multiple Currencies: Required when the loan facility involves multiple currencies
4. Syndication Provisions: Required for syndicated loans involving multiple lenders
5. Tax Provisions: Detailed tax provisions when cross-border elements exist
6. Force Majeure: Provisions dealing with unforeseen circumstances affecting loan performance
7. Anti-corruption Provisions: Required for corporate or international loans to ensure compliance with anti-corruption laws
1. Schedule 1 - Conditions Precedent Documents: List of all documents required before loan drawdown
2. Schedule 2 - Form of Drawdown Notice: Template for requesting disbursement of loan funds
3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance certification by Borrower
5. Schedule 5 - Security Documents: List and copies of all security documents
6. Appendix A - Calculation of Profit Rate: Detailed methodology for calculating the profit rate
7. Appendix B - Forms of Notices: Standard templates for various notices under the agreement
Account Bank
Additional Cost Rate
Affiliate
Agreement
Applicable Law
Availability Period
Available Facility
Banking Day
Borrower
Break Costs
Business Day
Change of Control
Charged Property
Compliance Certificate
Conditions Precedent
Confidential Information
Default
Disruption Event
Drawdown Date
Drawdown Notice
Event of Default
Facility
Facility Office
Finance Document
Finance Party
Financial Indebtedness
Financial Statements
Governmental Authority
Group
Guarantee
Halal Activities
Holding Company
Islamic Finance Provisions
Legal Reservation
Lender
Material Adverse Effect
Month
Notice
Obligor
Original Financial Statements
Party
Payment Date
Permitted Security
Potential Event of Default
Profit Calculation Period
Profit Margin
Profit Payment Date
Profit Rate
Qatar
QAR
Quasi-Security
Quotation Day
Reference Banks
Relevant Jurisdiction
Repayment Date
Repayment Schedule
Representative
Security
Security Document
Security Provider
Sharia Board
Subsidiary
Tax
Total Commitments
Transfer Certificate
Unpaid Sum
Facility Terms
Purpose
Drawdown
Conditions Precedent
Profit Rate
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations
Amendments and Waivers
Confidentiality
Counterparts
Severability
Force Majeure
Anti-Money Laundering
Sanctions Compliance
Islamic Finance Compliance
Assignment and Transfer
Governing Law
Dispute Resolution
Entire Agreement
Third Party Rights
Costs and Expenses
Indemnities
Currency
Tax Provisions
Banking & Financial Services
Real Estate
Construction
Manufacturing
Retail
Healthcare
Education
Technology
Energy
Infrastructure
Transportation
Hospitality
Legal
Finance
Compliance
Risk Management
Corporate Banking
Treasury
Credit Administration
Documentation
Islamic Banking
Operations
Legal Counsel
Finance Manager
Compliance Officer
Credit Risk Manager
Banking Relationship Manager
Corporate Finance Director
Treasury Manager
Chief Financial Officer
Legal Director
Loan Officer
Corporate Banking Manager
Islamic Finance Specialist
Risk Assessment Officer
Documentation Specialist
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